Bavaria 42 Cruiser insurance: calculate your premium
Model page, insured as a motorboat
The Bavaria 42 Cruiser is insurable with us as a motorboat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Bavaria 42 Cruiser: cover, cost and conditions
The Bavaria 42 Cruiser is recorded as a motorboat and is already covered within the NAMMERT portfolio. No further details on dimensions or engines are held with us for this model, which is why we base the rating on the values from your own papers.
The basis of every policy is third-party liability with a limit of indemnity of 10 to 50 million euros. It applies if you damage another boat in the harbour or if a jetty is damaged while mooring. Which sum makes sense depends on the cruising range and on the surroundings in which you are berthed.
Limited hull cover and full hull cover build on this, the full hull cover with an agreed value and with no deduction for depreciation. From Bavaria we list 19 further models, so that you can also compare sister models. The premium follows the data of the boat and not the name.
What is a used Bavaria 42 Cruiser worth?
A used Bavaria 42 Cruiser built between 1999 and 2010 in average condition is typically worth
between €72,200 and €114,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2010 | €89,900 to €114,400 | €102,100 |
| 2009 | €87,800 to €111,800 | €99,800 |
| 2008 | €86,100 to €109,600 | €97,900 |
| 2007 | €81,300 to €103,500 | €92,400 |
| 2006 | €85,000 to €108,200 | €96,600 |
| 2005 | €82,000 to €104,400 | €93,200 |
| 2004 | €84,600 to €107,600 | €96,100 |
| 2001 | €76,100 to €96,900 | €86,500 |
| 2000 | €72,300 to €92,000 | €82,100 |
| 1999 | €72,200 to €91,800 | €82,000 |
Does the sum insured on your Bavaria 42 Cruiser still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
How high should the limit of indemnity in the third-party liability cover be?
For the Bavaria 42 Cruiser: We offer 10 to 50 million euros.
Anyone berthed in busy harbours or travelling along the coast usually chooses the higher sum,
because more values lie close together there.
What does agreed value mean in full hull cover?
For the Bavaria 42 Cruiser: The agreed value is the value of your boat agreed when the policy is
taken out.
In the event of a total loss we pay this amount with no deduction for depreciation,
in the Premium tariff also without any age limit.
Other models by this make
Bavaria 42 Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
