Beneteau First 345 insurance: calculate your premium
Model page, insured as a motor yacht
The Beneteau First 345 is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Beneteau First 345: cover, cost and conditions
As a motor yacht the Beneteau First 345 is listed in our portfolio, together with six further models of this brand. What defines a boat when it is registered are the details from the papers, not the model name and not the number in the type designation.
For the contract the limit of indemnity of the third-party liability counts first. We insure with 10 to 50 million euros in the Basis, Basis-Plus and Premium levels. You can take out the policy online up to a sum insured of 2.5 million euros, above that we examine each case individually.
Anyone travelling beyond national borders receives the international certificate of insurance automatically in ten languages. The hull cover has no time window and no night clause, so it also applies on night passages and during the time ashore.
What is a used Beneteau First 345 worth?
A used Beneteau First 345 built between 1984 and 1992 in average condition is typically worth
between €29,000 and €46,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1992 | €36,600 to €46,600 | €41,600 |
| 1990 | €33,900 to €43,100 | €38,500 |
| 1989 | €33,400 to €42,600 | €38,000 |
| 1988 | €32,500 to €41,300 | €36,900 |
| 1987 | €31,100 to €39,700 | €35,400 |
| 1986 | €30,500 to €38,900 | €34,700 |
| 1985 | €29,400 to €37,400 | €33,400 |
| 1984 | €29,000 to €37,000 | €33,000 |
Does the sum insured on your Beneteau First 345 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Up to what sum is an online policy possible?
For the Beneteau First 345: Up to a sum insured of 2.5 million euros.
If the value is above that, we take the boat into individual assessment and agree the cover on a
case by case basis.
Is there a night clause in the hull cover?
No, not for the Beneteau First 345 either: There is no time window and no night clause.
Cover applies around the clock, on the water as well as in winter storage.
Other models by this make
Beneteau First 345 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
