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Bianca 320 insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Bianca 320: we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Bianca Werft
- Type of boat
- sailing yacht
- Length overall
- 9.75 m
- Built
- 1975 to 2000
Length from our boat catalogue for the 1975–2000 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€610 a year
or €55 a month if paid monthly
Liability and hull · boat value €24,000 (market value) · built 1989 · North Sea, Baltic and Mediterranean
Finance, example
€220 a month
Purchase price €24,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Bianca Werft Bianca 320: cover, cost and conditions
How much does the name Bianca 320 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Bianca 320? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Bianca 320 at the usual market value of €24,000 the premium is €610 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €250, paid annually. Hull cover accounts for €521, liability for €89. Tariff as of 04.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Bianca 320 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Bianca Werft Bianca 320,
number three hundred twenty.
What is a used Bianca 320 worth?
A used Bianca 320 built between 1978 and 1997 in average condition is typically worth between
€15,000 and €36,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1997 | €28,800 to €36,700 | €32,800 |
| 1996 | €27,900 to €35,500 | €31,700 |
| 1995 | €26,800 to €34,200 | €30,500 |
| 1994 | €25,800 to €32,800 | €29,300 |
| 1993 | €24,800 to €31,600 | €28,200 |
| 1992 | €23,500 to €29,900 | €26,700 |
| 1991 | €23,000 to €29,200 | €26,100 |
| 1990 | €21,600 to €27,500 | €24,500 |
| 1989 | €21,300 to €27,100 | €24,200 |
| 1988 | €20,400 to €26,000 | €23,200 |
| 1987 | €19,200 to €24,400 | €21,800 |
| 1986 | €18,800 to €23,900 | €21,300 |
| 1981 | €15,400 to €19,600 | €17,500 |
| 1980 | €15,400 to €19,600 | €17,500 |
| 1979 | €15,000 to €19,000 | €17,000 |
| 1978 | €15,000 to €19,000 | €17,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Bianca 320;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Bianca 320.
Market today
For sale in November 2026
3
Typical asking price, 1990 boat
€22,600
Our value, 1990 boat
€24,500
Asking prices against our value
−8%
In November 2026 we found 3 boats of the Bianca 320 for sale.
Typical asking price for a 1990 Bianca 320: €22,600.
Our value for a Bianca 320 of that year: €24,500.
The Bianca 320 is offered about 8% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Bianca 320 we found for sale most recently.
1990
9.79 m, Netherlands
1988
9.75 m, Denmark
1987
9.75 m, Switzerland
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Bianca 320?
Yes, the Bianca 320 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Bianca 320 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Bianca 320 at the usual market value of €24,000 the premium is €610 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €521, liability for €89.
Tariff as of 04.11.2026, your own boat may differ.
What your Bianca 320 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Bianca 320 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Bianca 320,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Bianca 320 free of
charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Bianca 320 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
