Dehler 38 insurance: calculate your premium
Model page, insured as a sailing yacht
The Dehler 38 (thirty-eight) is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Dehler
- Type of boat
- sailing yacht
- Length overall
- 11.52 m
- Built
- 1982 to 2003
Length from our boat catalogue for the 1982–2003 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€366 a month
Purchase price €40,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dehler 38: cover, cost and conditions
For the Dehler 38 (thirty-eight) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Dehler 38 (thirty-eight) starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Dehler 38 (thirty-eight) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Dehler 38, number thirty-eight.
What is a used Dehler 38 worth?
A used Dehler 38 built between 1985 and 2000 in average condition is typically worth between
€30,600 and €62,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2000 | €49,300 to €62,800 | €56,000 |
| 1999 | €48,800 to €62,200 | €55,500 |
| 1998 | €47,600 to €60,600 | €54,100 |
| 1991 | €36,900 to €46,900 | €41,900 |
| 1990 | €35,400 to €45,000 | €40,200 |
| 1989 | €35,000 to €44,600 | €39,800 |
| 1988 | €34,100 to €43,400 | €38,700 |
| 1987 | €32,800 to €41,600 | €37,200 |
| 1986 | €31,900 to €40,600 | €36,200 |
| 1985 | €30,600 to €39,000 | €34,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Dehler 38;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Dehler 38.
Market today
For sale in October 2026
6
Typical asking price, 1990 boat
€42,200
Our value, 1990 boat
€40,200
Asking prices against our value
+5%
In October 2026 we found 6 boats of the Dehler 38 for sale.
Typical asking price for a 1990 Dehler 38: €42,200.
Our value for a Dehler 38 of that year: €40,200.
Asking prices for the Dehler 38 are about 5% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Dehler 38 we found for sale most recently.
1989
11.80 m, United Kingdom
1989
11.40 m, Greece
1989
11.40 m, Greece
1987
11.89 m, Denmark
1987
Germany
1986
11.80 m, United Kingdom
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dehler 38?
Yes.
Whether we insure the Dehler 38 (thirty-eight) depends not on make or model but on type of boat,
year, value, engine output and cruising area.
What does cover for a Dehler 38 cost?
For the Dehler 38 (thirty-eight) the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Dehler 38 (thirty-eight),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Dehler 38 (thirty-eight) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Dehler 38 (thirty-eight) is cancelled by our switching service at no
cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Dehler 38 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
