Dehler Optima 92 insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Dehler Optima 92: we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Dehler
- Type of boat
- sailing yacht
- Length overall
- 9.20 m
- Built
- 1970 to 1986
Length from our boat catalogue for the 1970–1986 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€174 a month
Purchase price €19,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dehler Optima 92: cover, cost and conditions
How much does the name Dehler Optima 92 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Dehler Optima 92? It starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Dehler Optima 92 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Dehler Optima 92, number ninety-two.
What is a used Dehler Optima 92 worth?
A used Dehler Optima 92 built between 1973 and 1983 in average condition is typically worth
between €16,300 and €23,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1983 | €18,300 to €23,300 | €20,800 |
| 1982 | €17,700 to €22,500 | €20,100 |
| 1981 | €16,700 to €21,300 | €19,000 |
| 1980 | €16,700 to €21,200 | €18,900 |
| 1979 | €16,300 to €20,700 | €18,500 |
| 1978 | €16,300 to €20,700 | €18,500 |
| 1977 | €16,300 to €20,700 | €18,500 |
| 1976 | €16,300 to €20,700 | €18,500 |
| 1975 | €16,300 to €20,700 | €18,500 |
| 1974 | €16,300 to €20,700 | €18,500 |
| 1973 | €16,400 to €20,900 | €18,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Dehler Optima 92;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 1% off the value of a Dehler Optima 92.
Market today
For sale in October 2026
6
Typical asking price, 1978 boat
€19,700
Our value, 1978 boat
€18,500
Asking prices against our value
+6%
In October 2026 we found 6 boats of the Dehler Optima 92 for sale.
Typical asking price for a 1978 Dehler Optima 92: €19,700.
Our value for a Dehler Optima 92 of that year: €18,500.
Asking prices for the Dehler Optima 92 are about 6% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Dehler Optima 92 we found for sale most recently.
1978
Germany
1977
9.20 m, Germany
1977
9.20 m, Netherlands
1975
9.20 m, Germany
1975
Portugal
1972
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dehler Optima 92?
Yes, the Dehler Optima 92 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Dehler Optima 92 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
What your Dehler Optima 92 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Dehler Optima 92 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Dehler Optima 92,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Dehler Optima 92
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Dehler Optima 92 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
