Dehler Optima 98 insurance: calculate your premium
Model page, insured as a sailing yacht
If you own a Dehler Optima 98, you insure it with us as a sailing yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Dehler
- Type of boat
- sailing yacht
- Length overall
- 9.80 m
- Built
- 1975 to 1989
Length from our boat catalogue for the 1975–1989 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€202 a month
Purchase price €22,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dehler Optima 98: cover, cost and conditions
Five figures decide what cover for the Dehler Optima 98 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Dehler Optima 98 the premium starts from €39 a year for a sailing boat, from €49 for a motorboat; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Dehler Optima 98 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Dehler Optima 98, number ninety-eight.
What is a used Dehler Optima 98 worth?
A used Dehler Optima 98 built between 1979 and 1982 in average condition is typically worth
between €19,100 and €25,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1982 | €19,700 to €25,100 | €22,400 |
| 1981 | €19,600 to €25,000 | €22,300 |
| 1980 | €19,600 to €25,000 | €22,300 |
| 1979 | €19,100 to €24,300 | €21,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Dehler Optima 98;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 1% off the value of a Dehler Optima 98.
Market today
For sale in October 2026
3
Typical asking price, 1981 boat
€19,400
Our value, 1981 boat
€22,300
Asking prices against our value
−13%
In October 2026 we found 3 boats of the Dehler Optima 98 for sale.
Typical asking price for a 1981 Dehler Optima 98: €19,400.
Our value for a Dehler Optima 98 of that year: €22,300.
The Dehler Optima 98 is offered about 13% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Dehler Optima 98 we found for sale most recently.
1982
9.80 m, Germany
1982
9.80 m, Netherlands
1980
Germany
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dehler Optima 98?
Yes.
For accepting the Dehler Optima 98 we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Dehler Optima 98 cost?
The premium for the Dehler Optima 98 starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Dehler Optima 98 change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Dehler Optima 98:
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Dehler Optima 98, your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Dehler Optima 98 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
