Dehler Optima 106 insurance: calculate your premium
Model page, insured as a sailing yacht
The Dehler Optima 106 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Dehler
- Type of boat
- sailing yacht
- Length overall
- 10.10 m
- Built
- 1982 to 1994
Length from our boat catalogue for the 1982–1994 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€275 a month
Purchase price €30,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dehler Optima 106: cover, cost and conditions
For the Dehler Optima 106 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Dehler Optima 106 starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Dehler Optima 106 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Dehler Optima 106, number one hundred six.
What is a used Dehler Optima 106 worth?
A used Dehler Optima 106 built between 1985 and 1989 in average condition is typically worth
between €23,300 and €34,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1989 | €27,400 to €34,800 | €31,100 |
| 1988 | €26,400 to €33,600 | €30,000 |
| 1987 | €27,200 to €34,600 | €30,900 |
| 1986 | €24,400 to €31,000 | €27,700 |
| 1985 | €23,300 to €29,700 | €26,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Dehler Optima 106;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Dehler Optima 106.
Market today
For sale in October 2026
3
Typical asking price, 1987 boat
€34,900
Our value, 1987 boat
€30,900
Asking prices against our value
+13%
In October 2026 we found 3 boats of the Dehler Optima 106 for sale.
Typical asking price for a 1987 Dehler Optima 106: €34,900.
Our value for a Dehler Optima 106 of that year: €30,900.
Asking prices for the Dehler Optima 106 are about 13% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Dehler Optima 106 we found for sale most recently.
1988
Germany
1987
Netherlands
1986
10.36 m, United Kingdom
1993
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dehler Optima 106?
Yes.
Whether we insure the Dehler Optima 106 depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Dehler Optima 106 cost?
For the Dehler Optima 106 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Dehler Optima 106, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Dehler Optima 106 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Dehler Optima 106 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Dehler Optima 106 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
