Etap 23I insurance: calculate your premium
Model page, insured as a sailing boat
If you own a Etap 23I, you insure it with us as a sailing boat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
sailing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Etap 23I: cover, cost and conditions
The Etap 23I, also recorded in documents simply as 23, is a sailing boat from our portfolio. With a sailing boat the sail area takes the place of the engine power: alongside the type of boat, the value, the year of construction and the cruising range, it is the factor from which your premium results.
Tell us the sail area as it appears in the documents, together with the cruising range in which you are under way. Inland waters and the coast are assessed differently. Club regattas are included from Basis-Plus onwards; please state races with ranking status when taking out cover.
Etap is recorded with us with four further models. The full hull cover includes collision, grounding, vandalism and theft of parts, the limited hull cover fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Small series and self-built boats can likewise be insured.
Also recorded as
In papers the Etap 23I also goes by these names; none changes the premium.
What is a used Etap 23I worth?
A used Etap 23I built between 1991 and 1995 in average condition is typically worth between €9,600
and €15,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1995 | €12,000 to €15,300 | €13,600 |
| 1994 | €11,400 to €14,500 | €12,900 |
| 1993 | €11,200 to €14,200 | €12,700 |
| 1992 | €10,300 to €13,100 | €11,700 |
| 1991 | €9,600 to €12,200 | €10,900 |
Does the sum insured on your Etap 23I still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
How is the premium determined for a sailing boat?
For the Etap 23I: Instead of the engine power, the sail area counts,
together with the type of boat, the value, the year of construction and the cruising range.
Brand and model name play no part in the premium.
Are club regattas covered?
For the Etap 23I: Club regattas are included from the Basis-Plus tariff onwards.
Please report races with ranking status when taking out cover, so that the protection fits.
Other models by this make
Etap 23I insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
