Etap 28S insurance: calculate your premium
Model page, insured as a sailing boat
For us the Etap 28S is a sailing boat. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
Make
Type of boat
sailing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Etap 28S: cover, cost and conditions
The Etap 28S is a sailing boat and is already sailing in our portfolio, and four further Etap models are recorded with us. No further data is available for this model. That is no obstacle, because we insure regardless of year of construction, place of purchase and previous owners.
On a sailing boat the sail area takes the place of engine power. Together with type of boat, value, year of construction and cruising range it goes into the premium. The model name stays out of it, the calculation uses the details you provide in the application.
Club regattas are included from the Basis-Plus level upwards. Please state races with scoring status when taking out the policy so that the cover fits. Full hull cover includes collision, grounding, vandalism and theft of parts including the outboard.
What is a used Etap 28S worth?
A used Etap 28S built between 2006 and 2009 in average condition is typically worth between
€38,900 and €52,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €40,800 to €52,000 | €46,400 |
| 2008 | €39,900 to €50,900 | €45,400 |
| 2007 | €38,900 to €49,500 | €44,200 |
| 2006 | €38,900 to €49,500 | €44,200 |
Does the sum insured on your Etap 28S still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Is taking part in club regattas covered?
For the Etap 28S: From the Basis-Plus tariff level upwards, club regattas are included.
Tell us about races with scoring status when taking out the policy,
and we will take them into account in the contract.
How does the sail area affect the premium?
For the Etap 28S: For sailing boats we calculate with the sail area instead of the engine power.
Together with value, year of construction,
type of boat and cruising range this produces the premium.
Other models by this make
Etap 28S insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
