Fairline 40 insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Fairline 40 as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Fairline
- Type of boat
- motor yacht
- Length overall
- 12.72 m
- Built
- 1974 to 2009
Length from our boat catalogue for the 1974–2009 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,326 a year
or €120 a month if paid monthly
Liability and hull · boat value €65,000 (market value) · built 1988 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€596 a month
Purchase price €65,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Fairline 40: cover, cost and conditions
Fairline 40: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Fairline 40: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Fairline 40 cost? The premium starts from €49 a year. For a Fairline 40 at the usual market value of €65,000 the premium is €1,326 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €1,177, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Fairline 40 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Fairline 40 worth?
A used Fairline 40 built between 1978 and 2006 in average condition is typically worth between
€46,800 and €157,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €123,700 to €157,500 | €140,600 |
| 2005 | €120,100 to €152,900 | €136,500 |
| 2004 | €113,100 to €143,900 | €128,500 |
| 2003 | €111,500 to €141,900 | €126,700 |
| 2002 | €106,000 to €134,900 | €120,500 |
| 2001 | €102,500 to €130,500 | €116,500 |
| 1998 | €91,800 to €116,800 | €104,300 |
| 1996 | €84,500 to €107,500 | €96,000 |
| 1990 | €60,900 to €77,500 | €69,200 |
| 1988 | €58,400 to €74,400 | €66,400 |
| 1987 | €55,500 to €70,700 | €63,100 |
| 1986 | €53,000 to €67,500 | €60,200 |
| 1985 | €50,500 to €64,300 | €57,400 |
| 1984 | €55,400 to €70,500 | €62,900 |
| 1983 | €53,600 to €68,200 | €60,900 |
| 1982 | €52,400 to €66,700 | €59,600 |
| 1981 | €50,500 to €64,300 | €57,400 |
| 1980 | €47,600 to €60,600 | €54,100 |
| 1979 | €46,800 to €59,600 | €53,200 |
| 1978 | €46,800 to €59,600 | €53,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Fairline 40;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Fairline 40.
Market today
For sale in November 2026
9
Typical asking price, 1988 boat
€76,600
Our value, 1988 boat
€66,400
Asking prices against our value
+15%
In November 2026 we found 9 boats of the Fairline 40 for sale.
Typical asking price for a 1988 Fairline 40: €76,600.
Our value for a Fairline 40 of that year: €66,400.
Asking prices for the Fairline 40 are about 15% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 9 boats of the Fairline 40 we found for sale most recently.
2004
12.80 m, Sweden
1988
13.11 m, United Kingdom
1988
United Kingdom
1986
13.45 m, Netherlands
1986
12.19 m, United Kingdom
1984
13.34 m, United Kingdom
1981
12.50 m, United Kingdom
1981
United Kingdom
1980
12.19 m, United Kingdom
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Fairline 40?
Yes.
Neither the make nor the model decides whether the Fairline 40 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Fairline 40 cost?
Cover starts from €49 a year.
For a Fairline 40 at the usual market value of €65,000 the premium is €1,326 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €1,177, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Fairline 40 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Fairline 40 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Fairline 40 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Fairline 40 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
