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Fairline 43 insurance: calculate your premium

Model page, insured as a motor yacht

Year, place of purchase and previous owners do not decide whether we insure the Fairline 43: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.

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At a glance

Make
Fairline
Type of boat
motor yacht
Length overall
13.45 m
Built
1984 to 2007

Length from our boat catalogue for the 1984–2007 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€1,581 a year

or €144 a month if paid monthly

Liability and hull · boat value €108,000 (market value) · built 1998 · 225 hp assumed · North Sea, Baltic and Mediterranean

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Finance, example

€989 a month

Purchase price €108,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 13.45 m against a metre scale, to scale. Built 1984 to 2007.

Fairline 43: cover, cost and conditions

How much does the name Fairline 43 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.

What should you budget for the Fairline 43? It starts from €49 a year. For a Fairline 43 at the usual market value of €108,000 the premium is €1,581 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,432, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.

The Fairline 43 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.

Not to be mixed up with its sisters: this is the Fairline 43, number forty-three.

What is a used Fairline 43 worth?

A used Fairline 43 built between 1992 and 2004 in average condition is typically worth between

€79,400 and €148,000 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2004€116,300 to €148,000€132,100
2003€113,000 to €143,800€128,400
2002€108,900 to €138,500€123,700
2001€104,700 to €133,300€119,000
2000€99,200 to €126,300€112,800
1998€94,900 to €120,700€107,800
1997€90,000 to €114,600€102,300
1995€83,800 to €106,600€95,200
1994€79,400 to €101,100€90,300
1993€85,400 to €108,600€97,000
1992€84,700 to €107,800€96,200

With agreed-value cover, the agreed sum counts after a total loss of your Fairline 43;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Fairline 43.

Market today

For sale in November 2026

11

Typical asking price, 1998 boat

€117,600

Our value, 1998 boat

€107,800

Asking prices against our value

+9%

In November 2026 we found 11 boats of the Fairline 43 for sale.

Typical asking price for a 1998 Fairline 43: €117,600.

Our value for a Fairline 43 of that year: €107,800.

Asking prices for the Fairline 43 are about 9% above our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 13 boats of the Fairline 43 we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Fairline 43.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Fairline 43?

Yes, the Fairline 43 is insurable with us.

What decides is not make and model but five figures: type of boat, year, value,

engine output and cruising area.

What does cover for a Fairline 43 cost?

It starts from €49 a year.

For a Fairline 43 at the usual market value of €108,000 the premium is €1,581 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),

hull excess €1,000, paid annually.

Hull cover accounts for €1,432, liability for €149.

Tariff as of 02.11.2026, your own boat may differ.

What your Fairline 43 costs exactly you can work out online in a few minutes,

and you need no contact details to do it.

My model is spelled slightly differently, does this page still apply?

Yes.

The Fairline 43 appears in papers and brochures under slightly different names.

Premium and cover go by the technical data, and you enter the name as it stands in your papers.

On a total loss, do I get the replacement value?

Yes, provided you have full cover: we pay the agreed value for the Fairline 43,

in Premium without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service handles the cancellation of the existing contract for the Fairline 43 free

of charge; you pay from the end date and keep the switching discount for good.

Other models by this make

Fairline Sprint 21 Fairline 29 Mirage Fairline Targa 33 Fairline Weekend 21 Fairline 34 Targa Fairline Sedan 32 Fairline SUN Fury 26 Fairline F//LINE 33 Fairline Targa 40 Fairline Targa 47 GT Fairline Targa 50 Edition Fairline Targa 58 GTO Fairline Squadron 50 Fairline Squadron 58 Fairline Phantom 65 Fairline Targa 52 Fairline Squadron 55 Fairline Targa 43 Fairline Phantom 50 Fairline 31 Corniche Fairline Targa 30 Fairline 36 Turbo Fairline Phantom 38 Fairline Phantom 40

All models by Fairline

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Fairline 43 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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