Finngulf 41 insurance: calculate your premium
Model page, insured as a sailing yacht
The Finngulf 41 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Finngulf
- Type of boat
- sailing yacht
- Length overall
- 12.50 m
- Built
- since 1998
Length from our boat catalogue for the 1998–2026 build years. Beam and engine are in your papers; what they record is what counts.
Finance, example
€1,063 a month
Purchase price €116,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Finngulf 41: cover, cost and conditions
For the Finngulf 41 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Finngulf 41 starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Finngulf 41 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Finngulf 41, number forty-one.
What is a used Finngulf 41 worth?
A used Finngulf 41 built between 2004 and 2024 in average condition is typically worth between
€73,900 and €253,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €199,400 to €253,800 | €226,600 |
| 2023 | €193,300 to €246,000 | €219,700 |
| 2022 | €187,300 to €238,300 | €212,800 |
| 2021 | €175,100 to €222,900 | €199,000 |
| 2020 | €157,200 to €200,000 | €178,600 |
| 2019 | €144,500 to €183,900 | €164,200 |
| 2018 | €132,300 to €168,400 | €150,400 |
| 2017 | €116,900 to €148,800 | €132,800 |
| 2016 | €105,800 to €134,600 | €120,200 |
| 2015 | €98,000 to €124,800 | €111,400 |
| 2014 | €93,700 to €119,300 | €106,500 |
| 2011 | €86,000 to €109,400 | €97,700 |
| 2009 | €81,700 to €104,000 | €92,800 |
| 2008 | €79,500 to €101,100 | €90,300 |
| 2007 | €77,400 to €98,600 | €88,000 |
| 2006 | €77,200 to €98,200 | €87,700 |
| 2005 | €75,500 to €96,100 | €85,800 |
| 2004 | €73,900 to €94,100 | €84,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Finngulf 41;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Finngulf 41.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Finngulf 41?
Yes.
Whether we insure the Finngulf 41 depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Finngulf 41 cost?
For the Finngulf 41 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Finngulf 41, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Finngulf 41 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Finngulf 41 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Finngulf 41 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
