Insuring Finngulf: cover and premium

sailing boats and sailing yachts · Finland

Finngulf builds sailing boats and sailing yachts in Finland. NAMMERT insures a Finngulf regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

Calculate the premium Compare cover

At a glance

Origin

Finland

Class

sailing boats and sailing yachts

Typical sizes

10 to 14 m

Premium from

from €39 a year for liability

Worth knowing

Finngulf; cover, cost and conditions

For a cruising yacht it is the sail area that determines the premium, not the engine output. The Finnish models Finngulf 33 and 37 as well as 41 and 46 measure between 10 and 14 metres and were built from 1995 and from 2000 to 2015 respectively. Value, year of construction and cruising range are added as further factors.

Finngulf builds for the Baltic and the North Sea, so a coastal cruising range is the rule. You define it when you take out the policy. If your trip takes you beyond your own coastline, you receive the international certificate of insurance automatically in ten languages.

For yachts from this build period the agreed value applies: compensation is paid with no deduction for depreciation (new for old), in the Premium tariff with no age limit. Club races are included from Basis-Plus upwards, and races with ranking status are declared when you take out the policy.

Questions and answers

Frequent questions

How is a 14 metre cruising yacht rated?

For Finngulf: Through the type of boat, value, year of construction, sail area and cruising range.

Up to a sum insured of 2.5 million euros the policy can be taken out online;

above that we examine each case individually.

Does the cover also apply in the Baltic and the North Sea?

Yes, for Finngulf too: we agree the cruising range in the contract.

Yes.

Cover also applies in winter storage and during craning, launching and transport.

The cover that fits

For Finngulf: What matters for sailing boats and sailing yachts is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Finngulf included.

Insuring sailing boats and sailing yachts, every brand and every condition

Other builders in this class

Contest Cookson Boats Ddr Dehler Discovery Yachts Django (Marée Haute) Dufour Eick-Boom Rostock Elan Etap Faurby Fife (Klassiker) Freedom Yachts Fricke & Dannhus Friendship Yachts Gade Bootsbau Garcia Grand Soleil Gulet (Turkish wooden build) Hallberg-Rassy Hans Christian Hanse Hein Bootswerft Herreshoff (Klassiker)

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Finngulf.

Current wind force and direction for your waters are shown on the Home.

Series by Finngulf, with value and cover

Finngulf 33 / 37

Finngulf 33 / 37 is a sailing yacht from Finngulf (Finland), built from 1995 to 2015,

and today changes hands at between €75,000 and €190,000.

Finngulf 41 / 46

Also a sailing yacht, built from 2000 to 2015, €180,000 to €420,000.

What this means for the cover

For the Finngulf 33 / 37 and Finngulf 41 / 46 by Finngulf series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Finngulf 33 / 37, Finngulf 41 / 46 by Finngulf series:

On sailing yachts the rig and the underwater hull are the expensive parts:

a dismasting quickly costs a quarter of the boat,

and osmosis counts as wear and is covered by no hull policy.

All series at a glance

The Finngulf range in figures

These figures come from the model records we keep for Finngulf: boat type, build years and length,

nothing estimated.

sailing yacht: 13 models, since 1980, mostly 8.5 to 12.5 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Finngulf model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Finngulf cost?

We hold today’s price ranges by year for 11 models by Finngulf.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Finngulf 28	1986 to 2009	€13,500 to €42,900
Finngulf 31	1983 to 1990	€18,800 to €30,700
Finngulf 33	1989 to 2014	€27,300 to €75,000
Finngulf 331	2009 to 2024	€57,300 to €174,600
Finngulf 34	1983 to 1990	€23,900 to €37,400
Finngulf 36	1988 to 2003	€37,100 to €71,400
Finngulf 37	2005 to 2024	€63,500 to €186,700
Finngulf 39	1991	€45,800 to €58,200
Finngulf 391	2002	€65,900 to €83,900
Finngulf 41	2004 to 2024	€73,900 to €253,800
Finngulf 46	2005 to 2024	€98,700 to €365,400