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Insuring Discovery Yachts: cover and premium
sailing boats and sailing yachts · the United Kingdom
Discovery Yachts builds sailing boats and sailing yachts in the United Kingdom. NAMMERT insures a Discovery Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
sailing boats and sailing yachts
Typical sizes
9 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Discovery Yachts; cover, cost and conditions
Discovery builds blue-water yachts of between 15 and 18 metres in England, centre-cockpit yachts with a high standard of fit-out, built for circumnavigation with a husband-and-wife crew. These are yachts for people who move their home onto the water, and the sums insured lie at the upper end of the calculator.
With yachts used as a residence, one further point arises: personal effects. Included at no extra premium are up to 3 % of the sum insured, no more than 3,000 €. Anyone living permanently on board has considerably more on board, clothing, electronics, tools, personal belongings. The excess amount must be insured for an additional premium, and on long-distance cruising this is not a side issue but the household contents.
Questions and answers
Frequent questions
What applies to personal belongings when living on board?
For Discovery Yachts: Included at no extra premium are 3 % of the sum insured,
up to a maximum of 3,000 €.
Anyone living permanently on board should insure the excess amount for an additional premium.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Discovery Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Discovery Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Discovery Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Discovery Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Discovery Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Discovery Yachts, with value and cover
Discovery 67 / 68 is a sailing yacht from Discovery Yachts (the United Kingdom), built since 2005,
and today changes hands at between €1,200,000 and €1,900,000.
Southerly 42 / 47 (Hubkiel) is a sailing yacht from Discovery Yachts (the United Kingdom),
built from 2000 to 2020,
and today changes hands at between €290,000 and €520,000.
Also a sailing yacht, built since 2010, €690,000 to €980,000.
Also a sailing yacht, built since 2000, €590,000 to €1,900,000.
Discovery 54 / 58 / 67 is a motorboat from Discovery Yachts (the United Kingdom), built since 2010,
and today changes hands at between €1,200,000 and €2,800,000.
As the Discovery 67 / 68, Discovery 50,
Discovery 55 / 58 by Discovery Yachts and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Southerly 42 / 47 (Hubkiel) by Discovery Yachts series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Discovery 67 / 68, Southerly 42 / 47 (Hubkiel),
Discovery 50 by Discovery Yachts and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Discovery Yachts range in figures
These figures come from the model records we keep for Discovery Yachts: boat type,
build years and length, nothing estimated.
- sailing yacht
- 9 models, since 1999, 13.1 to 20.6 m
- cabin catamaran
- 3 models, since 2005, 15.2 to 15.9 m
Which model was built when?
What does a used Discovery Yachts cost?
We hold today’s price ranges by year for 9 models by Discovery Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Discovery 42 | 2019 to 2024 | €221,900 to €374,600 |
| Discovery 48 | 2016 to 2024 | €307,400 to €628,600 |
| Discovery 50 Cat MK II | 2014 to 2018 | €393,500 to €676,500 |
| Discovery 54 | 2018 to 2024 | €527,300 to €852,400 |
| Discovery 55 | 2018 to 2022 | €517,300 to €834,500 |
| Discovery 55 | 2002 to 2014 | €290,100 to €547,900 |
| Discovery 55 MK II | 2013 to 2017 | €406,300 to €615,300 |
| Discovery 58 | 2014 to 2024 | €535,600 to €997,600 |
| Discovery Spirit 50 | 2008 to 2010 | €285,000 to €387,000 |
Estimate from our boat records, October 2026.
Not a survey.
Discovery Yachts insured in five minutes.
Boat type, year built, length and value of your Discovery Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
