Home / Builders / Freedom Yachts
Insuring Freedom Yachts: cover and premium
sailing boats and sailing yachts · the USA
Freedom Yachts builds sailing boats and sailing yachts in the USA. NAMMERT insures a Freedom Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
9 to 14 m
Premium from
from €39 a year for liability
Worth knowing
Freedom Yachts; cover, cost and conditions
Freedom Yachts built sailing yachts with a free-standing rig, without shrouds and stays. That is low-maintenance and easy to handle, but it shifts the risk: the mast carries the load on its own, and a carbon mast is expensive. Rig and sails are included in full hull cover, wear is not. Have the mast step inspected at every craning.
For cruising yachts of this size the cruising range is the second question. Anyone moving from the Baltic to the Mediterranean or planning an Atlantic crossing needs the extension beforehand. For blue water voyages we have our own cover with single-handed rules and storm clauses, which should be examined in detail.
Questions and answers
Frequent questions
Is a carbon mast covered?
Yes, for Freedom Yachts too: under full hull cover,
including breakage caused by storm or collision.
Ageing and wear on the fittings are excluded.
Does the contract apply to an Atlantic crossing?
For Freedom Yachts: Only with suitable blue water cover.
We agree this in advance, with rules on crew, single-handed operation and storm zones.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Freedom Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Freedom Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For Freedom Yachts: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Freedom Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Freedom Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Freedom Yachts, with value and cover
Freedom 21 / 25 (classic) is a sailing boat from Freedom Yachts (the USA), built from 1976 to 1990,
and today changes hands at between €6,000 and €22,000.
Freedom 32 / 35 is a sailing yacht from Freedom Yachts (the USA), built from 1980 to 2000,
and today changes hands at between €25,000 and €75,000.
Also a sailing yacht, built from 1985 to 2005, €45,000 to €135,000.
Also a sailing yacht, built from 1990 to 2005, €70,000 to €190,000.
For the Freedom 21 / 25 (classic) and Freedom 32 / 35 by Freedom Yachts series there is no list
price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Freedom 38 / 40 and Freedom 45 by Freedom Yachts series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Freedom 21 / 25 (classic) by Freedom Yachts series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Freedom 32 / 35, Freedom 38 / 40, Freedom 45 by Freedom Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Freedom Yachts range in figures
These figures come from the model records we keep for Freedom Yachts: boat type,
build years and length, nothing estimated.
- motorboat
- 17 models, 1985 to 2005, mostly 5.2 to 7 m
- sailing yacht
- 14 models, 1975 to 2005, mostly 9.3 to 13.5 m
- motor yacht
- 5 models, 1986 to 2005, 7.6 to 8.5 m
- sailing boat
- 2 models, 1981 to 2005, 6.6 to 7.5 m
Which model was built when?
What does a used Freedom Yachts cost?
We hold today’s price ranges by year for 29 models by Freedom Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Endurance 37 | 1978 to 1980 | €38,800 to €50,600 |
| Freedom 170 SX | 1991 to 1998 | €8,500 to €11,800 |
| Freedom 170 XL | 1991 to 1998 | €7,500 to €10,600 |
| Freedom 190 SX | 1989 to 1992 | €8,300 to €10,800 |
| Freedom 197 XL | 1992 to 1998 | €10,700 to €16,000 |
| Freedom 200 SC | 1989 to 1992 | €11,200 to €15,400 |
| Freedom 21 | 1984 to 1988 | €6,400 to €9,400 |
| Freedom 210 SC | 1988 to 1998 | €12,200 to €20,200 |
| Freedom 210 XL | 1991 to 1994 | €12,300 to €17,100 |
| Freedom 211 XL | 1997 to 1998 | €13,500 to €17,600 |
| Freedom 220 SL | 1990 to 1994 | €14,400 to €19,900 |
| Freedom 220 XL | 1989 to 1991 | €11,900 to €16,100 |
| Freedom 225 XL | 1989 to 1993 | €12,800 to €17,500 |
| Freedom 228 SLC | 1997 to 2002 | €15,600 to €28,600 |
| Freedom 230 XL | 1991 to 1996 | €13,700 to €19,700 |
| Freedom 231 XL | 1997 to 2002 | €14,800 to €30,800 |
| Freedom 24 | 1999 to 2002 | €13,800 to €20,600 |
| Freedom 245 SL | 1993 to 1998 | €18,200 to €27,800 |
| Freedom 25 | 1984 to 1986 | €8,600 to €12,300 |
| Freedom 260 | 1990 to 1991 | €16,800 to €22,500 |
| Freedom 260 SL | 1992 to 1994 | €15,100 to €25,400 |
| Freedom 266 SC | 1997 to 1998 | €20,100 to €26,800 |
| Freedom 270 SL | 1992 to 1998 | €21,100 to €34,500 |
| Freedom 280 | 1989 to 1991 | €26,000 to €34,800 |
| Freedom 30 | 1984 to 1987 | €13,600 to €20,100 |
| Freedom 33 | 1986 to 1987 | €23,800 to €31,200 |
| Freedom 35 | 1981 to 1987 | €26,900 to €40,500 |
| Freedom 40 | 1980 to 1986 | €63,800 to €85,600 |
| Freedom 45 | 2002 | €134,800 to €171,600 |
Estimate from our boat records, October 2026.
Not a survey.
Freedom Yachts insured in five minutes.
Boat type, year built, length and value of your Freedom Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
