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Insuring Fricke & Dannhus
sailing boats and sailing yachts · Germany
Fricke & Dannhus builds sailing boats and sailing yachts in Germany. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
sailing boats and sailing yachts
Typical sizes
10 bis 14 m
Premium from
from €39 a year for liability
Worth knowing
Fricke & Dannhus; cover, cost and conditions
A German yard for cruising yachts with two recorded model ranges: Deceptor 350 and 400 from 1990 to 2015, plus the HR 41 and 44 from 1985 to 2005. The Deceptor range was created in cooperation with Hallberg-Rassy. Cruising yachts are out for longer and travel further, which is why cover begins with third-party liability.
Ten to fourteen metres of length mean mass in a harbour manoeuvre. Third-party liability comes first with a limit of indemnity of 10 to 50 million euros, graded across the Basis, Basis-Plus and Premium levels. We issue the international certificate of insurance automatically in ten languages, in the form required abroad.
An HD20 belongs to our own portfolio. Club races are included from Basis-Plus upwards, and races with a scoring status you state when taking out the policy. The full hull cover works with an agreed value and pays with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit, which counts for the early HR build years.
Questions and answers
Frequent questions
Which limit of indemnity suits a cruising yacht of ten to fourteen metres?
Third-party liability is available with 10 to 50 million euros, graded across Basis, Basis-Plus and Premium. At this length and for trips abroad, the need lies in the upper part of the scale.
Are races run by the sailing club covered as well?
Club races are included from Basis-Plus upwards. Races with a scoring status you report when taking out the policy, and the cover is then matched to them. For a Deceptor 400 this applies just as it does for an HR 44.
The cover that fits
For the whole class of boat
What matters for sailing boats and sailing yachts is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
All makes by type of boat
sailing boats and sailing yachts
Ohne Zuordnung
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Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Fricke & Dannhus, with value and cover
Deceptor 350 / 400 is a sailing yacht from Fricke & Dannhus (Germany), built from 1990 to 2015, and today changes hands at between €110,000 and €290,000.
HR 41 / 44 (F&D) is a sailing yacht from Fricke & Dannhus (Germany), built from 1985 to 2005, and today changes hands at between €90,000 and €220,000.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On sailing yachts the rig and the underwater hull are the expensive parts: a dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Fricke & Dannhus insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
