Insuring Garcia Yachts: cover and premium
sailing boats and sailing yachts · France
Garcia Yachts builds sailing boats and sailing yachts in France. NAMMERT insures a Garcia regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
13 to 20 m
Premium from
from €39 a year for liability
Worth knowing
Garcia Yachts; cover, cost and conditions
In France, Garcia builds aluminium blue-water yachts between 13 and 18 metres, Exploration models with a lifting keel, a reinforced hull and an enclosed inside steering position, built for high latitudes. They are expedition yachts under sail, and they are bought for Greenland, Spitsbergen and the Northwest Passage.
That is exactly where the point relevant to insurance lies: navigation in ice is not included across the board. The Worldwide cruising range applies without restriction, but navigation in ice areas is a risk of its own and requires an express agreement. Anyone planning a voyage to high latitudes should talk to us beforehand; ice reinforcement of the hull, equipment, crew experience and salvage cover then have to be clarified individually.
Questions and answers
Frequent questions
Is navigation in ice areas insured?
For Garcia: Not across the board, navigation in ice requires an express agreement.
Discuss a voyage to high latitudes with us beforehand, not afterwards.
The cover that fits
blue-water yacht insurance
Tariffs, cover and FAQ for blue-water yacht insurance in detail.
Third-party liability
The foundation for a boat from Garcia: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Garcia, at replacement value with an agreed fixed value.
For the whole class of boat
For Garcia: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Garcia included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Garcia.
Current wind force and direction for your waters are shown on the Home.
Series by Garcia, with value and cover
Garcia 60 / 65 is a sailing yacht from Garcia (France), built since 2016,
and today changes hands at between €1,200,000 and €2,600,000.
Passoa / Nouanni (classic) is a sailing yacht from Garcia (France), built from 1990 to 2012,
and today changes hands at between €180,000 and €490,000.
Exploration 45 / 52 is a sailing yacht from Garcia (France), built since 2010,
and today changes hands at between €520,000 and €1,600,000.
As the Garcia 60 / 65 and Exploration 45 / 52 by Garcia series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Passoa / Nouanni (classic) by Garcia series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Garcia 60 / 65, Passoa / Nouanni (classic), Exploration 45 / 52 by Garcia series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Garcia range in figures
These figures come from the model records we keep for Garcia: boat type, build years and length,
nothing estimated.
- sailing yacht
- 9 models, since 1983, 14.2 to 23.9 m
- cabin catamaran
- 1 model, since 2014, 16.5 m
- motor yacht
- 1 model, since 2009, 16.5 m
Which model was built when?
What does a used Garcia cost?
We hold today’s price ranges by year for 6 models by Garcia.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Garcia Explocat 52 | 2017 to 2020 | €438,400 to €697,400 |
| Garcia Exploration 45 | 2014 to 2024 | €305,100 to €680,700 |
| Garcia Exploration 45 | 2023 to 2024 | €589,800 to €761,800 |
| Garcia Exploration 52 | 2021 | €609,600 to €775,800 |
| Garcia Exploration 52 | 2015 to 2024 | €397,200 to €848,600 |
| Garcia GT 54 | 2012 to 2024 | €456,200 to €1,034,900 |
Estimate from our boat records, October 2026.
Not a survey.
Garcia insured in five minutes.
Boat type, year built, length and value of your Garcia are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
