Insuring J/Boats: cover and premium
sailing boats and sailing yachts · the USA
J/Boats builds sailing boats and sailing yachts in the USA. NAMMERT insures a J/Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
7 to 14 m
Premium from
from €39 a year for liability
Worth knowing
J/Boats; cover, cost and conditions
J/Boats builds racing and performance yachts between 7 and 15 metres in the USA and through licensees in Europe, the J/70 and J/80 as one-design classes with large fleets, the larger models as fast cruising yachts. For J-Boat owners the racing question is the central one: these boats are bought in order to sail races.
Racing use is not automatically covered and requires an express agreement. The typical competition damage is contact at the course mark or with another boat at the start, hull damage in the bow and side areas, plus rig damage. Both are covered with racing cover included. Anyone sailing a one-design class should also reflect the sail wardrobe in the sum insured: on these boats it represents a considerable value.
Questions and answers
Frequent questions
Are contacts at the start of a race covered?
For J/Boats: With racing cover included, yes,
both the damage to your own boat under hull insurance and the damage to the other boat through
third-party liability.
Without that inclusion the cover does not apply in competition.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from J/Boats: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a J/Boats, at replacement value with an agreed fixed value.
For the whole class of boat
For J/Boats: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, J/Boats included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your J/Boats.
Current wind force and direction for your waters are shown on the Home.
Series by J/Boats, with value and cover
J/70 / J/80 is a sailing boat from J/Boats, built since 1993,
and today changes hands at between €25,000 and €75,000.
J/99 / J/112E is a sailing yacht from J/Boats, built since 2015,
and today changes hands at between €190,000 and €420,000.
J/122 / J/45 is a sailing yacht from J/Boats, built since 2007,
and today changes hands at between €290,000 and €780,000.
As the J/70 / J/80, J/99 / J/112E and J/122 / J/45 by J/Boats series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the J/70 / J/80 by J/Boats series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the J/99 / J/112E, J/122 / J/45 by J/Boats series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The J/Boats range in figures
These figures come from the model records we keep for J/Boats: boat type, build years and length,
nothing estimated.
- sailing yacht
- 52 models, since 1981, mostly 8.9 to 13.7 m
- sailing boat
- 7 models, since 1986, 6.9 to 9.9 m
Which model was built when?
What does a used J/Boats cost?
We hold today’s price ranges by year for 50 models by J/Boats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| J/100 | 2005 to 2014 | €37,800 to €64,800 |
| J/100 | 2015 | €53,800 to €68,500 |
| J/105 | 1994 to 2007 | €31,100 to €57,900 |
| J/105 | 1999 to 2006 | €36,200 to €56,500 |
| J/108 | 2012 to 2014 | €60,200 to €86,100 |
| J/109 | 2002 to 2014 | €52,900 to €88,400 |
| J/109 | 2000 to 2014 | €49,000 to €89,900 |
| J/111 | 2020 to 2021 | €159,400 to €223,100 |
| J/111 | 2012 to 2021 | €89,700 to €218,800 |
| J/112 E | 2020 to 2024 | €167,300 to €268,800 |
| J/112 E | 2015 to 2021 | €75,600 to €149,100 |
| J/120 | 1994 to 2003 | €55,500 to €90,600 |
| J/120 | 2001 to 2006 | €67,800 to €92,100 |
| J/121 | 2020 to 2024 | €154,600 to €222,100 |
| J/122 | 2010 to 2022 | €83,200 to €242,700 |
| J/122 E | 2015 to 2021 | €90,600 to €338,000 |
| J/124 | 2005 to 2014 | €73,100 to €123,700 |
| J/125 | 1998 to 2005 | €59,300 to €87,400 |
| J/130 | 1993 to 2004 | €55,800 to €96,500 |
| J/133 | 2005 to 2014 | €79,400 to €142,800 |
| J/133 | 2004 to 2014 | €78,100 to €232,400 |
| J/145 | 2000 to 2007 | €97,900 to €142,200 |
| J/160 | 2003 to 2007 | €120,000 to €189,400 |
| J/24 | 1990 to 1991 | €8,700 to €11,600 |
| J/27 | 1992 | €11,700 to €14,900 |
| J/32 | 2004 | €45,300 to €57,700 |
| J/35 C | 1985 to 1996 | €30,800 to €55,200 |
| J/39 | 1991 to 2000 | €44,900 to €73,700 |
| J/40 | 1987 to 2000 | €47,500 to €86,000 |
| J/42 | 1995 to 2009 | €67,300 to €125,300 |
| J/44 | 1990 to 2000 | €64,000 to €103,200 |
| J/45 | 2021 to 2022 | €256,300 to €348,800 |
| J/46 | 2000 to 2007 | €90,900 to €138,900 |
| J/70 | 2012 to 2024 | €21,300 to €54,700 |
| J/70 | 2012 to 2023 | €20,400 to €61,700 |
| J/80 | 2001 to 2024 | €16,600 to €78,400 |
| J/80 | 2002 to 2021 | €17,800 to €59,600 |
| J/88 | 2020 to 2024 | €96,400 to €133,200 |
| J/88 | 2013 to 2021 | €40,800 to €131,800 |
| J/92 | 1993 to 2000 | €20,000 to €34,200 |
| J/92 | 2000 to 2014 | €26,800 to €53,000 |
| J/92 S | 2005 to 2014 | €31,800 to €53,400 |
| J/92 sl | 2007 to 2008 | €33,300 to €44,600 |
| J/95 | 2010 to 2014 | €40,900 to €59,400 |
| J/95 | 2013 to 2015 | €43,800 to €62,500 |
| J/97 | 2010 to 2015 | €45,800 to €67,700 |
| J/97 E | 2020 to 2021 | €122,200 to €166,200 |
| J/97 E | 2015 to 2021 | €52,800 to €106,000 |
| J/99 | 2020 to 2024 | €125,300 to €186,300 |
| J/99 | 2019 to 2021 | €75,100 to €117,200 |
Estimate from our boat records, October 2026.
Not a survey.
Models by J/Boats we insure
Each J/Boats model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
J/Boats insured in five minutes.
Boat type, year built, length and value of your J/Boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
