Insuring MacGregor Yacht Corporation: cover and premium
sailing boats and sailing yachts · the USA
MacGregor Yacht Corporation builds sailing boats and sailing yachts in the USA. NAMMERT insures a MacGregor regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
6 to 8 m
Premium from
from €39 a year for liability
Worth knowing
MacGregor Yacht Corporation; cover, cost and conditions
The MacGregor 26 is a special case: a trailerable sailing boat with water ballast that planes with fifty or sixty hp on the transom. In insurance terms it is therefore both a sailing boat and a motor boat, and the engine output helps determine the premium. State the outboard actually fitted, not the yard's figure; the range between five and sixty hp is wide.
The water ballast is the second point. Anyone who planes with the ballast filled or sails with the tank empty is operating outside what the designer intended. If the boat capsizes in the process, the question of due care quickly arises. The owner's manual here is not a piece of paper for the drawer.
Trailering is part of how a MacGregor is used. Road transport, launching and craning are included in our cover, and the trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. If you travel to Croatia or Italy on holiday you need the international certificate of insurance; with us it is automatically available in the customer account, in ten languages.
Questions and answers
Frequent questions
Is the MacGregor 26 a sailing boat or a motor boat?
For MacGregor: For us it is a motor sailer.
The cover includes both; for calculating the premium the output of the outboard counts alongside
the sail area.
Do I need a licence for the MacGregor?
For MacGregor: Not under sail, but yes with an outboard of 15 hp or more.
On the motorised 26 X and 26 M the recreational boating licence is therefore the rule.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from MacGregor: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a MacGregor, at replacement value with an agreed fixed value.
For the whole class of boat
For MacGregor: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, MacGregor included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your MacGregor.
Current wind force and direction for your waters are shown on the Home.
Series by MacGregor, with value and cover
MacGregor 21 / 22 (classic) is a sailing boat from MacGregor (the USA), built from 1970 to 1990,
and today changes hands at between €3,000 and €12,000.
Also a sailing boat, built from 1980 to 1995, €5,000 to €16,000.
MacGregor 26 X / M is a sailing boat from MacGregor (the USA), built from 1995 to 2013,
and today changes hands at between €12,000 and €38,000.
Tattoo 26 (Nachfolger) is a sailing boat from MacGregor (the USA), built from 2013 to 2020,
and today changes hands at between €25,000 and €55,000.
For the MacGregor 21 / 22 (classic) and MacGregor 25 / 26 Classic by MacGregor series there is no
list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the MacGregor 26 X / M and Tattoo 26 (Nachfolger) by MacGregor series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the MacGregor 21 / 22 (classic), MacGregor 25 / 26 Classic,
MacGregor 26 X / M by MacGregor and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The MacGregor range in figures
These figures come from the model records we keep for MacGregor: boat type,
build years and length, nothing estimated.
- sailing boat
- 2 models, 1990 to 2004, 5.7 to 7.9 m
- sailing yacht
- 2 models, 1987 to 2017, 7.9 to 19.8 m
Which model was built when?
What does a used MacGregor cost?
We hold today’s price ranges by year for 3 models by MacGregor.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| MacGregor 19 | 1993 to 1996 | €7,400 to €10,100 |
| MacGregor 26 | 1991 to 2012 | €10,200 to €32,300 |
| MacGregor 26X | 1998 to 2001 | €16,600 to €22,800 |
Estimate from our boat records, October 2026.
Not a survey.
Models by MacGregor we insure
Each MacGregor model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
MacGregor insured in five minutes.
Boat type, year built, length and value of your MacGregor are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
