Insuring Latitude 46: cover and premium
sailing boats and sailing yachts · France
Latitude 46 builds sailing boats and sailing yachts in France. NAMMERT insures a Latitude 46 regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
8 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Latitude 46; cover, cost and conditions
Latitude 46 comes from France, the yard behind the Tofinou daysailers. Two ranges are recorded: Tofinou 8 / 9.5 since 1995 and Tofinou 12 / 16 since 2005, both of them continuing today, in lengths from 8 to 16 metres. The Tofinou yachts combine a classic appearance with modern construction. They are insured like any other sailing yacht, according to their data.
Daysailers spend part of the year ashore. The cover applies in winter storage, during craning, during launching and on the transport route. The limited hull cover also carries fire, storm, lightning strike, theft of the whole boat and damage in winter storage, and the full hull cover adds collision, grounding and vandalism.
The premium depends on type of boat, value, year of construction, sail area and cruising range, not on the name of the yard. The full hull cover works with an agreed value and pays compensation with no deduction for depreciation ("new for old"), in the Premium tariff without any age limit. Club races are included from Basis-Plus upwards.
Questions and answers
Frequent questions
What happens if something goes wrong during craning?
For Latitude 46: The insurance cover applies during craning,
during launching and on the transport route as well as in winter storage.
You need no separate policy and no additional agreement for these stages.
Is a Tofinou 16 rated differently from a Tofinou 8?
Yes, for Latitude 46 too: because value, year of construction,
sail area and cruising range enter into the premium.
At lengths of eight to sixteen metres these details turn out differently.
The brand itself has no effect.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Latitude 46: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Latitude 46, at replacement value with an agreed fixed value.
For the whole class of boat
For Latitude 46: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Latitude 46 included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Latitude 46.
Current wind force and direction for your waters are shown on the Home.
Series by Latitude 46, with value and cover
Tofinou 8 / 9.5 is a sailing boat from Latitude 46 (France), built since 1995,
and today changes hands at between €120,000 and €290,000.
Tofinou 12 / 16 is a sailing yacht from Latitude 46 (France), built since 2005,
and today changes hands at between €420,000 and €1,200,000.
As the Tofinou 8 / 9.5 and Tofinou 12 / 16 by Latitude 46 series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Tofinou 8 / 9.5 by Latitude 46 series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Tofinou 12 / 16 by Latitude 46 series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Latitude 46 range in figures
These figures come from the model records we keep for Latitude 46: boat type,
build years and length, nothing estimated.
- sailing yacht
- 9 models, since 1990, 7 to 15.9 m
- sailing boat
- 4 models, since 1988, 7 to 12 m
- motor yacht
- 3 models, since 2007, 10 to 15 m
- motorboat
- 3 models, since 2007, 7.5 to 12 m
Which model was built when?
What does a used Latitude 46 cost?
We hold today’s price ranges by year for 16 models by Latitude 46.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Latitude Alphena One | 2017 to 2024 | €41,100 to €91,600 |
| Latitude Alphena Three | 2017 to 2019 | €143,000 to €222,300 |
| Latitude Andreyale 10 | 2010 to 2024 | €56,800 to €167,800 |
| Latitude Andreyale 12 | 2010 to 2021 | €91,400 to €249,500 |
| Latitude Andreyale 15 | 2010 to 2021 | €202,300 to €541,400 |
| Latitude Lady Jane | 2020 to 2024 | €78,200 to €133,400 |
| Latitude Lady Scarlett | 2010 to 2024 | €34,900 to €102,200 |
| Latitude Tadorne | 1999 to 2024 | €20,200 to €81,200 |
| Latitude Taxi-Boat | 2010 to 2024 | €103,700 to €350,500 |
| Latitude Tofinou 12 | 2009 to 2024 | €100,300 to €311,600 |
| Latitude Tofinou 7 | 2005 to 2024 | €17,900 to €58,600 |
| Latitude Tofinou 8 | 2009 to 2024 | €32,600 to €88,800 |
| Latitude Tofinou 9,50 | 2005 to 2023 | €57,400 to €180,400 |
| Latitude Tofinou 9.7 | 2019 to 2024 | €65,800 to €113,800 |
| Tadorne | 1993 to 1994 | €15,000 to €20,200 |
| Tofinou | 1991 to 1994 | €10,000 to €14,000 |
Estimate from our boat records, October 2026.
Not a survey.
Latitude 46 insured in five minutes.
Boat type, year built, length and value of your Latitude 46 are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
