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Insuring Classic keelboats: cover and premium
sailing boats and sailing yachts · Germany
Klassische Kielboote builds sailing boats and sailing yachts in Germany. NAMMERT insures a Classic keelboats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
sailing boats and sailing yachts
Typical sizes
6 to 10 m
Premium from
from €39 a year for liability
Worth knowing
Classic keelboats; cover, cost and conditions
Drachen, Folkeboot, H-Boot and Starboot are classic keelboat classes that have been sailed for decades and have active racing fleets. They are boats between 6 and 9 metres with no cabin or with only a minimal one, many of them built in wood, many rebuilt in GRP. For the insurance, the type of construction is the first question.
A wooden boat needs a valuation report and the wood surcharge from a sum insured of 20,000 euros; a GRP replica follows the normal route. In both cases racing use is the point that has to be expressly agreed, since with these classes competition is the norm and not the exception. And the sail wardrobe of an actively raced Drachen often exceeds the value of the boat; it belongs in the sum as technical equipment.
Questions and answers
Frequent questions
How do I insure a classic racing keelboat?
For Classic keelboats: With an agreed value,
racing included and the sail wardrobe listed separately.
For wooden hulls a valuation report and the wood surcharge from 20,000 euros are added.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Classic keelboats: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Classic keelboats,
at replacement value with an agreed fixed value.
For the whole class of boat
For Classic keelboats: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Classic keelboats included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Classic keelboats.
Current wind force and direction for your waters are shown on the Home.
Series by Classic keelboats, with value and cover
Folkeboot is a sailing boat from Classic keelboats (Germany), built since 1942,
and today changes hands at between €6,000 and €55,000.
H-Boot is a sailing boat from Classic keelboats (Germany), built since 1967,
and today changes hands at between €5,000 and €32,000.
Drachen is a sailing boat from Classic keelboats (Germany), built since 1929,
and today changes hands at between €12,000 and €95,000.
Schärenkreuzer is a sailing boat from Classic keelboats (Germany), built from 1908 to 2000,
and today changes hands at between €15,000 and €150,000.
15er / 20er dinghy cruiser is a sailing boat from Classic keelboats (Germany), built since 1930,
and today changes hands at between €8,000 and €65,000.
Drachen, Starboot, Folkeboot, 6mR is a sailing boat from Classic keelboats (Germany),
built since 1930,
and today changes hands at between €6,000 and €95,000.
As the Folkeboot, H-Boot, Drachen by Classic keelboats and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Schärenkreuzer by Classic keelboats series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Folkeboot, H-Boot, Drachen by Classic keelboats and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
Classic keelboats insured in five minutes.
Boat type, year built, length and value of your Classic keelboats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
