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Insuring Classic wooden boats: cover and premium
sailing boats and sailing yachts · Germany
Klassische Holzboote builds sailing boats and sailing yachts in Germany. NAMMERT insures a Classic wooden boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
sailing boats and sailing yachts
Typical sizes
9 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Classic wooden boats; cover, cost and conditions
Classic wooden yachts, yawls, ketches, cutters and skerry cruisers from the first half of the twentieth century, are cultural heritage on the water and are maintained by their owners over decades. Their value comes from originality, provenance and state of preservation, not from usability. The logic of depreciated value leads nowhere here.
We insure wooden hulls with a surcharge from a sum insured of 20,000 euros, and a current valuation report is the basis of the agreed value. What cannot be insured is ageing itself: movement of the seams, cracks in the varnish and drying damage from winter storage are wear and tear. What can be insured are damage events, storm, hail, fire, theft, collision, transport. With a wooden yacht, craning and transport are the riskiest moment of the year.
Questions and answers
Frequent questions
What is not covered on a classic wooden yacht?
For Classic wooden boats: Ageing itself, movement of the seams, cracks in the varnish,
drying damage.
Covered are damage events such as storm, fire, theft and collision,
with an agreed value based on a valuation report.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Classic wooden boats: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Classic wooden boats,
at replacement value with an agreed fixed value.
For the whole class of boat
For Classic wooden boats: What matters for sailing boats and sailing yachts is the same across
every brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Classic wooden boats included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Classic wooden boats.
Current wind force and direction for your waters are shown on the Home.
Series by Classic wooden boats, with value and cover
Wooden motorboat before 1970 is a motorboat from Classic wooden boats (Germany),
built from 1920 to 1970,
and today changes hands at between €8,000 and €180,000.
Holz-Segelyacht before 1970 is a sailing yacht from Classic wooden boats (Germany),
built from 1920 to 1970,
and today changes hands at between €15,000 and €260,000.
Plattbodenschiff / Tjalk is a sailing yacht from Classic wooden boats (Germany),
built from 1900 to 2000,
and today changes hands at between €40,000 and €320,000.
For the Wooden motorboat before 1970,
Holz-Segelyacht before 1970 and Plattbodenschiff / Tjalk by Classic wooden boats series there is
no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Wooden motorboat before 1970 by Classic wooden boats series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Holz-Segelyacht before 1970, Plattbodenschiff / Tjalk by Classic wooden boats series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
Classic wooden boats insured in five minutes.
Boat type, year built, length and value of your Classic wooden boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
