Insuring Melges Performance Sailboats: cover and premium
sailing boats and sailing yachts · the USA
Melges Performance Sailboats builds sailing boats and sailing yachts in the USA. NAMMERT insures a Melges regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
4 to 10 m
Premium from
from €39 a year for liability
Worth knowing
Melges Performance Sailboats; cover, cost and conditions
Melges builds pure racing boats between 4.5 and 10 metres in Wisconsin, light hulls, large sail areas, one-design classes with international fleets. They are sports equipment, not cruising boats, and that shapes the insurance: the use is competition, not leisure boating.
Racing use requires an express agreement. With boats of this kind two further points arise: the transport on the trailer to the races is a considerable risk and is covered under the hull insurance if suitable means of transport are used. And the sail wardrobe of an active Melges team often exceeds the value of the boat; it belongs in the sum insured as technical equipment, not as a side issue.
Questions and answers
Frequent questions
Is the transport to races covered?
Yes, for Melges too: transports with suitable means of transport are included.
With racing boats this is an essential part of the risk,
as these boats are on the road more than others.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Melges: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Melges, at replacement value with an agreed fixed value.
For the whole class of boat
For Melges: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Melges included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Melges.
Current wind force and direction for your waters are shown on the Home.
Series by Melges, with value and cover
Melges 15 / 17 is a sailing dinghy from Melges, built since 1995,
and today changes hands at between €12,000 and €35,000.
Melges 24 / 32 is a sailing boat from Melges, built since 1993,
and today changes hands at between €25,000 and €95,000.
Melges IC37 / 40 is a sailing yacht from Melges, built since 2016,
and today changes hands at between €220,000 and €520,000.
As the Melges 15 / 17 by Melges series is still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
As the Melges 24 / 32 and Melges IC37 / 40 by Melges series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Melges 15 / 17 by Melges series: Dinghies are mostly trailed and stored ashore,
and that is where most damage happens: rigging, strapping down and winter storage.
For the Melges 24 / 32 by Melges series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Melges IC37 / 40 by Melges series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Melges range in figures
These figures come from the model records we keep for Melges: boat type, build years and length,
nothing estimated.
- sailing boat
- 11 models, since 2006, mostly 4.3 to 7.6 m
- sailing yacht
- 4 models, since 1991, 7.4 to 11.6 m
- motorboat
- 1 model, since 2014, 7.9 m
- inflatable with engine
- 1 model, since 2021, 6.3 m
Which model was built when?
What does a used Melges cost?
We hold today’s price ranges by year for 13 models by Melges.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Melges 14 | 2015 to 2024 | €6,200 to €13,500 |
| Melges 15 | 2020 to 2024 | €8,000 to €13,100 |
| Melges 17 | 2017 to 2024 | €11,300 to €21,600 |
| Melges 20 | 2010 to 2024 | €14,600 to €40,800 |
| Melges 24 | 2017 to 2024 | €31,700 to €63,400 |
| Melges 24 | 1994 to 1999 | €11,000 to €15,500 |
| Melges 32 | 2007 to 2024 | €43,000 to €171,500 |
| Melges A Scow | 2010 to 2024 | €58,400 to €187,700 |
| Melges C Scow | 2010 to 2024 | €10,400 to €29,800 |
| Melges E Scow | 2017 to 2024 | €32,300 to €60,900 |
| Melges MC | 2010 to 2024 | €7,200 to €19,900 |
| Melges Power 26 | 2017 to 2024 | €58,400 to €132,000 |
| Melges X | 2010 to 2024 | €7,300 to €20,000 |
Estimate from our boat records, October 2026.
Not a survey.
Melges insured in five minutes.
Boat type, year built, length and value of your Melges are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
