Insuring Najad: cover and premium
sailing boats and sailing yachts · Sweden
Najad builds sailing boats and sailing yachts in Sweden. NAMMERT insures a Najad regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Sweden
Class
sailing boats and sailing yachts
Typical sizes
10 to 20 m
Premium from
from €39 a year for liability
Worth knowing
Najad; cover, cost and conditions
In Sweden, Najad builds blue-water yachts between 12 and 16 metres, centre-cockpit yachts with solid wood interiors and the build quality typical of Swedish yards. These are yachts for long-distance cruising, built for the North Sea, the Atlantic and beyond. For the insurance that means: the cruising range may be chosen generously, because the yacht is designed for it.
The solid wood interior is the block of value that makes water damage expensive. A burst fresh-water line or a leaking deck fitting above the berth hits veneered and solid surfaces whose restoration is joinery work. We cover such damage under full hull cover where it occurs suddenly, not where moisture penetrates slowly. Check the boat in winter, particularly when it lies under its cover.
Questions and answers
Frequent questions
Can long-distance cruising across the Atlantic be insured?
Yes, for Najad too: with the worldwide cruising range.
Discuss the passage with us beforehand;
salvage cover and the deductible then need to be clarified individually.
The cover that fits
blue-water yacht insurance
Tariffs, cover and FAQ for blue-water yacht insurance in detail.
Third-party liability
The foundation for a boat from Najad: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Najad, at replacement value with an agreed fixed value.
For the whole class of boat
For Najad: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Najad included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Najad.
Current wind force and direction for your waters are shown on the Home.
Series by Najad, with value and cover
Najad 34 / 391 (classic) is a sailing yacht from Najad (Sweden), built from 1971 to 1995,
and today changes hands at between €35,000 and €110,000.
Najad 395 / 450 is a sailing yacht from Najad (Sweden), built since 2005,
and today changes hands at between €320,000 and €890,000.
Also a sailing yacht, built from 1985 to 2005, €60,000 to €180,000.
Najad 320 is a sailing yacht from Najad (Sweden), built from 1985 to 2005,
and today changes hands at between €55,000 and €165,000.
Also a sailing yacht, built from 1995 to 2020, €95,000 to €320,000.
Also a sailing yacht, built from 1998 to 2015, €95,000 to €240,000.
Also a sailing yacht, built since 2000, €220,000 to €890,000.
Also a sailing yacht, built since 2005, €690,000 to €1,900,000.
Also a sailing yacht, built since 2012, €620,000 to €1,400,000.
For the Najad 34 / 391 (classic) by Najad series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Najad 395 / 450, Najad 440 / 490,
Najad 505 / 570 by Najad and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Najad 340 (classic), Najad 320,
Najad 361 / 380 by Najad and 1 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Najad 34 / 391 (classic), Najad 395 / 450,
Najad 340 (classic) by Najad and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Najad range in figures
These figures come from the model records we keep for Najad: boat type, build years and length,
nothing estimated.
- sailing yacht
- 4 models, 1965 to 2018, 9.1 to 12.2 m
Which model was built when?
What does a used Najad cost?
We hold today’s price ranges by year for 2 models by Najad.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Najad 411 CC | 2016 to 2017 | €185,000 to €261,000 |
| Najade 900 | 1971 to 1972 | €14,800 to €18,800 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Najad we insure
Each Najad model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Najad insured in five minutes.
Boat type, year built, length and value of your Najad are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
