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Insuring Pogo Structures: cover and premium
sailing boats and sailing yachts · France
Pogo Structures builds sailing boats and sailing yachts in France. NAMMERT insures a Pogo Structures regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
9 to 16 m
Premium from
from €39 a year for liability
Worth knowing
Pogo Structures; cover, cost and conditions
In Brittany, Pogo builds fast cruising yachts between 9 and 14 metres in the design language of the Mini Transat boats: a wide stern, a swing keel or lifting keel and very light hulls. These are boats built for speed, in which short-handed sailing over long distances is the normal case.
Three points are relevant for insurance: the light hull with its sandwich and carbon content brings a material surcharge, the swing keel is moving mechanics with its own risk of damage, and long-distance races require an express agreement. If you are planning a transatlantic passage, you should talk to us beforehand; the cruising range, salvage cover and the deductible then need to be clarified individually.
Questions and answers
Frequent questions
Can an Atlantic crossing with a racing character be insured?
For Pogo Structures: With an express agreement and the worldwide cruising range, yes.
Please go through a transatlantic passage with us beforehand,
as it differs fundamentally from coastal sailing.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Pogo Structures: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Pogo Structures, at replacement value with an agreed fixed value.
For the whole class of boat
For Pogo Structures: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Pogo Structures included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Pogo Structures.
Current wind force and direction for your waters are shown on the Home.
Series by Pogo Structures, with value and cover
Pogo 12.50 / 14 is a sailing yacht from Pogo Structures (France), built since 2012,
and today changes hands at between €290,000 and €690,000.
Pogo 8.50 / 10.50 is a sailing boat from Pogo Structures (France), built since 2005,
and today changes hands at between €60,000 and €180,000.
Pogo 2 (classic) is a sailing boat from Pogo Structures (France), built from 2000 to 2015,
and today changes hands at between €45,000 and €120,000.
Also a sailing yacht, built since 2005, €95,000 to €420,000.
Also a sailing yacht, built since 2012, €390,000 to €890,000.
Also a sailing yacht, built since 2012, €195,000 to €520,000.
Also a sailing yacht, built since 2015, €420,000 to €780,000.
As the Pogo 12.50 / 14, Pogo 8.50 / 10.50,
Pogo 30 / 36 by Pogo Structures and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Pogo 2 (classic) by Pogo Structures series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Pogo 12.50 / 14, Pogo 30 / 36, Pogo 44 / 50 by Pogo Structures and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Pogo 8.50 / 10.50, Pogo 2 (classic) by Pogo Structures series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
Pogo Structures insured in five minutes.
Boat type, year built, length and value of your Pogo Structures are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
