Insuring RM Yachts: cover and premium
sailing boats and sailing yachts · France
RM Yachts builds sailing boats and sailing yachts in France. NAMMERT insures a RM Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
sailing boats and sailing yachts
Typical sizes
9 to 16 m
Premium from
from €39 a year for liability
Worth knowing
RM Yachts; cover, cost and conditions
In La Rochelle, RM builds sailing yachts between 9 and 12 metres from plywood and epoxy, a method of construction that is lighter and stiffer than GRP and has its origins in racing boat building. The yachts are fast, with a chined hull and twin rudders, and they have a loyal following among cruising sailors.
Plywood and epoxy counts as wooden construction within the meaning of the terms and conditions: a surcharge from a sum insured of 20,000 euros, with a valuation report as the basis of the agreed value. What distinguishes this construction is its durability when properly maintained, because the epoxy seals the wood in. What makes it sensitive is damage to the coating: a deep scratch that reaches the wood must be sealed immediately, otherwise moisture gets in. That is maintenance, not an insured event.
Questions and answers
Frequent questions
Is plywood and epoxy insured like wood?
Yes, for RM Yachts too: it counts as wooden construction,
with a surcharge from a sum insured of 20,000 euros and a valuation report as the basis of the
agreed value.
Damage events are covered, moisture damage resulting from a damaged coating is not.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from RM Yachts: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a RM Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
For RM Yachts: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, RM Yachts included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your RM Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by RM Yachts, with value and cover
RM 1070 / 1180 is a sailing yacht from RM Yachts (France), built since 2010,
and today changes hands at between €180,000 and €480,000.
Also a sailing yacht, built since 2014, €420,000 to €780,000.
RM 970 Holz-Epoxid is a sailing yacht from RM Yachts (France), built since 2000,
and today changes hands at between €130,000 and €490,000.
As the RM 1070 / 1180, RM 1370 and RM 970 Holz-Epoxid by RM Yachts series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the RM 1070 / 1180, RM 1370, RM 970 Holz-Epoxid by RM Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
RM Yachts insured in five minutes.
Boat type, year built, length and value of your RM Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
