Insuring Nauticat Yachts: cover and premium

sailing boats and sailing yachts · Finland

Nauticat Yachts builds sailing boats and sailing yachts in Finland. NAMMERT insures a Nauticat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

Finland

Class

sailing boats and sailing yachts

Typical sizes

9 to 16 m

Premium from

from €39 a year for liability

Worth knowing

Nauticat 331

Nauticat 385

Nauticat 441

Nauticat Yachts; cover, cost and conditions

In Finland, Nauticat builds motorsailers and deck saloon yachts between 10 and 14 metres, yachts with an enclosed inside helm station, a powerful engine and solid wood joinery, built for sailing in any weather in northern waters. The motorsailer is a category of its own with its own risk profile.

With a motorsailer both means of propulsion count: for sailing yachts the sail area determines the third-party liability premium, and the engine is a block of value within the hull. For the premium you state both correctly. The second point is the inside helm station, which makes year-round use possible, and this makes frost and on-board heating relevant. We cover frost damage where the boat has been properly winterised, which during continuous use means frost protection in operation.

Questions and answers

Frequent questions

How is a motorsailer classified?

For Nauticat: For sailing yachts the third-party liability premium follows the sail area.

State both correctly, sail area and engine output;

the engine is part of the insured value of the boat.

The cover that fits

For Nauticat: What matters for sailing boats and sailing yachts is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Nauticat included.

Insuring sailing boats and sailing yachts, every brand and every condition

Other builders in this class

Marieholm / Vindö Mat Yachts Matthiesen & Paulsen Maxi Mazury MB Metallbau Melges Michael Schmidt Yachtbau Moody More Boats Mylius Yachts Najad Nautor Swan Nordan Nordia Yachts Nordship Oyster Passport Yachts Pendennis Perini Navi Persico Marine Pogo Structures Reichel/Pugh Reinke

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Nauticat.

Current wind force and direction for your waters are shown on the Home.

Series by Nauticat, with value and cover

Nauticat 33 / 38 (classic)

Nauticat 33 / 38 (classic) is a sailing yacht from Nauticat (Finland), built from 1969 to 1995,

and today changes hands at between €45,000 and €120,000.

Nauticat 441 / 515

Nauticat 441 / 515 is a sailing yacht from Nauticat (Finland), built since 2005,

and today changes hands at between €320,000 and €890,000.

Nauticat 331 / 385

Also a sailing yacht, built since 1995, €130,000 to €460,000.

What this means for the cover

For the Nauticat 33 / 38 (classic) by Nauticat series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

As the Nauticat 441 / 515 and Nauticat 331 / 385 by Nauticat series are still in production,

parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Nauticat 33 / 38 (classic), Nauticat 441 / 515, Nauticat 331 / 385 by Nauticat series:

On sailing yachts the rig and the underwater hull are the expensive parts:

a dismasting quickly costs a quarter of the boat,

and osmosis counts as wear and is covered by no hull policy.

All series at a glance

The Nauticat range in figures

These figures come from the model records we keep for Nauticat: boat type, build years and length,

nothing estimated.

sailing yacht: 6 models, 1977 to 1988, 10.2 to 15.3 m
sailing boat: 2 models, 1969 to 1984, 6.9 to 7.4 m
motorboat: 1 model, 2018 to 2022, 5 m
inflatable with engine: 1 model, since 2021, 10 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Nauticat model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Nauticat cost?

We hold today’s price ranges by year for 8 models by Nauticat.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Arta Vela R	2021	€15,000 to €19,000
Nautic 155	1980 to 1981	€115,000 to €146,400
Nautic 35	1980 to 1985	€36,200 to €51,700
Nautic 35 MS	1980 to 1981	€36,800 to €46,900
Nautic 42	1980 to 1981	€65,600 to €84,200
Nautic 46 MS	1980 to 1981	€92,400 to €117,700
Nautica 23	1974 to 1976	€6,500 to €8,300
Nautica 24	1972 to 1981	€7,500 to €10,000