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Insuring Herreshoff (Klassiker): cover and premium
sailing boats and sailing yachts · the USA
Herreshoff (Klassiker) builds sailing boats and sailing yachts in the USA. NAMMERT insures a Herreshoff (Klassiker) regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
sailing boats and sailing yachts
Typical sizes
4 to 20 m
Premium from
from €39 a year for liability
Worth knowing
Herreshoff (Klassiker); cover, cost and conditions
At Herreshoff, years of build from 1900 onwards stand alongside replicas of the present day: the 12½ and the Buzzards Bay have been built from 1914 to the present day, ketches and schooners were created between 1900 and 1950. The hulls range from 4 to 20 metres. For the insurance, the valuation in the contract is the core.
NAMMERT agrees an agreed value and pays compensation with no deduction for depreciation, new for old. In the Premium tariff it applies with no age limit, which makes the difference for boats from the early years of build. Cover is granted regardless of year of build, place of purchase and previous owners, so that a replica stands within the same framework as an old original.
Because these are American classics and replicas, small series and home-built boats are expressly insurable. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and limited hull cover takes on fire, storm, lightning strike and damage in winter storage.
Questions and answers
Frequent questions
Can a replica of the Herreshoff 12½ be insured?
Yes, for Herreshoff (Klassiker) too: NAMMERT accepts small series and home-built boats,
regardless of year of build, place of purchase and previous owners.
The value is agreed as an agreed value and compensated with no deduction for depreciation,
new for old.
Is there an age limit for old hulls?
For Herreshoff (Klassiker): In the Premium tariff the agreed value applies with no age limit.
This means that even a yacht with years of build from the first half of the twentieth century
remains insured at the agreed value.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Herreshoff (Klassiker): damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Herreshoff (Klassiker),
at replacement value with an agreed fixed value.
For the whole class of boat
For Herreshoff (Klassiker): What matters for sailing boats and sailing yachts is the same across
every brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Herreshoff (Klassiker) included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Herreshoff (Klassiker).
Current wind force and direction for your waters are shown on the Home.
Series by Herreshoff (Klassiker), with value and cover
Herreshoff 12½ / Buzzards Bay is a sailing boat from Herreshoff (classic) (the USA),
built since 1914,
and today changes hands at between €25,000 and €120,000.
Herreshoff Ketsch und Schoner is a sailing yacht from Herreshoff (classic) (the USA),
built from 1900 to 1950,
and today changes hands at between €290,000 and €3,800,000.
As the Herreshoff 12½ / Buzzards Bay by Herreshoff (Klassiker) series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Herreshoff Ketsch und Schoner by Herreshoff (Klassiker) series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Herreshoff 12½ / Buzzards Bay by Herreshoff (Klassiker) series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Herreshoff Ketsch und Schoner by Herreshoff (Klassiker) series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
Herreshoff (Klassiker) insured in five minutes.
Boat type, year built, length and value of your Herreshoff (Klassiker) are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
