Insuring Hanse Yachts: cover and premium
sailing boats and sailing yachts · Germany
Hanse Yachts builds sailing boats and sailing yachts in Germany. NAMMERT insures a Hanse regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
sailing boats and sailing yachts
Typical sizes
9 to 17 m
Premium from
from €39 a year for liability
Worth knowing
Hanse Yachts; cover, cost and conditions
Hanse Yachts from Greifswald builds sailing yachts from about nine to twenty metres and, after Bavaria, is the second large German series yard. Characteristic is the self-tacking jib, convenient in sailing practice, inconspicuous in insurance terms. Decisive for your contract is the sail area, not the auxiliary engine.
Because Hanse yachts mostly sail in the Baltic Sea and in the Mediterranean, the cruising range is the point that should be clarified before the first trip. From Greifswald to Bornholm is a different sailing area than from Greifswald to Croatia. The extension costs little and does not apply retroactively. For the countries where it is compulsory we automatically provide the international certificate of insurance in the customer account four weeks before it falls due.
With sailing yachts of this size, rig damage is the expensive case, and the question is always the same: wear or event? Rig, mast and sails are covered under full hull cover, wear never is. Anyone who has the standing rigging replaced at the manufacturer's interval and keeps the receipts is in the better position in the event of a claim, it is the most frequent point of dispute with sailing yachts of all.
Questions and answers
Frequent questions
How is the premium for a Hanse calculated?
For Hanse: By sail area, value, year of construction and cruising range.
With sailing yachts the auxiliary engine plays no significant part for third-party liability.
Is a dismasting insured?
For Hanse: Under full hull cover yes, if an event was the cause, for example a gust or a collision.
Material failure through wear is excluded;
that is why maintenance receipts for the standing rigging are valuable.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Hanse: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Hanse, at replacement value with an agreed fixed value.
For the whole class of boat
For Hanse: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Hanse included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Hanse.
Current wind force and direction for your waters are shown on the Home.
Series by Hanse, with value and cover
Hanse 291 / 311 (classic) is a sailing boat from Hanse (Germany), built from 1993 to 2002,
and today changes hands at between €18,000 and €45,000.
Hanse 320 / 350 (ältere Reihe) is a sailing yacht from Hanse (Germany), built from 2006 to 2014,
and today changes hands at between €45,000 and €120,000.
Hanse 301 / 341 / 371 is a sailing yacht from Hanse (Germany), built from 2002 to 2016,
and today changes hands at between €38,000 and €135,000.
Hanse 315 / 348 is a sailing yacht from Hanse (Germany), built since 2005,
and today changes hands at between €55,000 and €190,000.
Also a sailing yacht, built from 2005 to 2016, €95,000 to €215,000.
Also a sailing yacht, built since 2008, €85,000 to €310,000.
Also a sailing yacht, built since 2012, €150,000 to €520,000.
Also a sailing yacht, built since 2015, €420,000 to €1,400,000.
Also a sailing yacht, built since 2020, €320,000 to €690,000.
Also a sailing yacht, built since 2015, €145,000 to €265,000.
Also a sailing yacht, built since 2018, €320,000 to €520,000.
Also a sailing yacht, built since 2015, €680,000 to €1,600,000.
For the Hanse 291 / 311 (classic), Hanse 320 / 350 (ältere Reihe),
Hanse 301 / 341 / 371 by Hanse and 1 more series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
As the Hanse 315 / 348, Hanse 388 / 418,
Hanse 458 / 508 by Hanse and 5 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Hanse 291 / 311 (classic) by Hanse series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Hanse 320 / 350 (ältere Reihe), Hanse 301 / 341 / 371,
Hanse 315 / 348 by Hanse and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Hanse range in figures
These figures come from the model records we keep for Hanse: boat type, build years and length,
nothing estimated.
- sailing yacht
- 50 models, since 1985, mostly 9.6 to 17.2 m
- motor yacht
- 4 models, since 2019, 9.5 to 16.7 m
Which model was built when?
What does a used Hanse cost?
We hold today’s price ranges by year for 49 models by Hanse.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Fjord 39 XL | 2024 | €335,400 to €426,900 |
| Hanse 291 | 1994 to 1995 | €19,800 to €26,500 |
| Hanse 300 | 2002 to 2006 | €30,400 to €42,700 |
| Hanse 312 | 1998 to 2006 | €34,600 to €52,000 |
| Hanse 315 | 2015 to 2024 | €53,700 to €123,400 |
| Hanse 315 | 2005 to 2009 | €37,100 to €54,000 |
| Hanse 320 | 2007 to 2012 | €45,200 to €61,700 |
| Hanse 325 | 2010 to 2016 | €47,400 to €70,100 |
| Hanse 325 | 2010 to 2011 | €48,000 to €61,400 |
| Hanse 341 | 1998 to 2006 | €44,800 to €67,200 |
| Hanse 342 | 2002 to 2009 | €45,300 to €65,100 |
| Hanse 345 | 2012 to 2018 | €62,700 to €106,200 |
| Hanse 348 | 2017 to 2024 | €84,000 to €170,300 |
| Hanse 350 | 2007 to 2012 | €60,300 to €82,500 |
| Hanse 355 | 2010 to 2015 | €62,300 to €93,000 |
| Hanse 360 | 2024 | €167,700 to €213,500 |
| Hanse 370 | 2004 to 2010 | €63,000 to €89,300 |
| Hanse 371 | 1998 to 2006 | €56,900 to €83,200 |
| Hanse 375 | 2009 to 2011 | €71,600 to €93,600 |
| Hanse 385 | 2011 to 2018 | €84,900 to €144,900 |
| Hanse 388 | 2017 to 2024 | €113,000 to €218,900 |
| Hanse 400 | 2005 to 2012 | €75,600 to €111,900 |
| Hanse 410 | 2023 to 2024 | €220,200 to €281,900 |
| Hanse 411 | 2001 to 2008 | €80,500 to €113,500 |
| Hanse 415 | 2011 to 2018 | €92,600 to €165,800 |
| Hanse 418 | 2017 to 2024 | €143,100 to €291,000 |
| Hanse 430 | 2007 to 2011 | €101,300 to €140,900 |
| Hanse 445 | 2010 to 2014 | €125,900 to €228,300 |
| Hanse 455 | 2014 to 2019 | €132,400 to €238,900 |
| Hanse 458 | 2018 to 2024 | €183,600 to €335,200 |
| Hanse 460 | 2022 to 2024 | €333,900 to €482,500 |
| Hanse 460 | 2023 | €316,300 to €402,500 |
| Hanse 461 | 1998 to 2007 | €86,300 to €128,700 |
| Hanse 470 | 2008 to 2012 | €116,600 to €166,300 |
| Hanse 470e | 2006 to 2010 | €114,800 to €159,600 |
| Hanse 495 | 2011 to 2014 | €157,700 to €224,200 |
| Hanse 505 | 2013 to 2018 | €162,800 to €259,600 |
| Hanse 508 | 2019 to 2024 | €283,900 to €472,600 |
| Hanse 510 | 2024 | €447,400 to €569,400 |
| Hanse 531 | 1998 to 2007 | €153,900 to €254,900 |
| Hanse 540e | 2006 to 2010 | €198,900 to €279,300 |
| Hanse 545 | 2009 to 2014 | €210,900 to €312,300 |
| Hanse 548 | 2017 to 2024 | €343,500 to €660,500 |
| Hanse 575 | 2012 to 2018 | €308,800 to €502,600 |
| Hanse 588 | 2017 to 2024 | €418,600 to €806,200 |
| Ryck 280 | 2022 | €120,000 to €152,700 |
| Varianta 37 | 2013 to 2017 | €74,300 to €112,600 |
| Varianta 44 | 2010 to 2012 | €104,400 to €138,100 |
| Varianta 44 MK II | 2014 to 2017 | €140,500 to €222,200 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Hanse we insure
Each Hanse model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Hanse insured in five minutes.
Boat type, year built, length and value of your Hanse are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
