MacGregor 26X insurance: calculate your premium
Model page, insured as a sailing boat
Year, place of purchase and previous owners do not decide whether we insure the MacGregor 26X: we write it as a sailing boat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- MacGregor
- Type of boat
- sailing boat
- Length overall
- 7.90 m
- Built
- 1995 to 2004
Length from our boat catalogue for the 1995–2004 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€385 a year
or €35 a month if paid monthly
Liability and hull · boat value €16,000 (market value) · built 1999 · North Sea and Baltic
Finance, example
€147 a month
Purchase price €16,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
MacGregor 26X: cover, cost and conditions
In papers the MacGregor 26X occasionally appears simply as 26, with us it is listed as a sailing boat and it is already sailing in the portfolio. Two further MacGregor models are recorded. We clarify alternative spellings before the contract starts so that application and papers match.
On a sailing boat we calculate with the sail area instead of the engine power. Together with type of boat, value, year of construction and cruising range this produces the premium. The model name has no effect, whichever spelling it carries in the purchase contract or in the boat registration document.
Club regattas are included from Basis-Plus upwards, and you state races with scoring status when taking out the policy. Full hull cover includes collision, grounding, vandalism and theft of parts including the outboard, and indemnity is paid on the basis of the agreed value with no deduction for depreciation.
Also recorded as
In papers the MacGregor 26X also goes by these names; none changes the premium.
What is a used MacGregor 26X worth?
A used MacGregor 26X built between 1998 and 2001 in average condition is typically worth between
€14,200 and €19,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2001 | €15,300 to €19,500 | €17,400 |
| 2000 | €14,800 to €18,800 | €16,800 |
| 1999 | €14,200 to €18,100 | €16,100 |
| 1998 | €14,200 to €18,100 | €16,100 |
With agreed-value cover, the agreed sum counts after a total loss of your MacGregor 26X;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a MacGregor 26X.
Market today
For sale in November 2026
5
Typical asking price, 2000 boat
€15,000
Our value, 2000 boat
€16,800
Asking prices against our value
−11%
In November 2026 we found 5 boats of the MacGregor 26X for sale.
Typical asking price for a 2000 MacGregor 26X: €15,000.
Our value for a MacGregor 26X of that year: €16,800.
The MacGregor 26X is offered about 11% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the MacGregor 26X we found for sale most recently.
2001
7.92 m, Sweden
2000
8.00 m, Austria
1999
8.00 m, United Kingdom
2003
Germany
year newer than our values
1997
7.92 m, United Kingdom
year newer than our values
€10,524
Listing on apolloduck.com ↗1997
7.80 m, France
year newer than our values
€17,000
Listing on yachtall.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
My purchase contract only says 26, is that a problem?
No, not for the MacGregor 26X either:
We record the alternative spelling together with the designation 26X in the contract,
and then the identity of the boat is unambiguous in the event of a claim.
What applies in the case of grounding?
For the MacGregor 26X: Grounding is covered under full hull cover, as are collision and vandalism.
Indemnity is paid according to the agreed value, with no deduction for depreciation.
Other models by this make
MacGregor 26X insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
