J/Boats J/45 insurance: calculate your premium
Model page, insured as a sailing boat
If you own a J/Boats J/45, you insure it with us as a sailing boat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
sailing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
13.85 m
Beam
4.25 m
Manufacturer figures for the J/Boats J/45, 2026 model year; your own papers count.
J/Boats J/45: cover, cost and conditions
The J/Boats J/45 is a sailing boat with a length of 13.85 metres and a beam of 4.25 metres and belongs to the model range J/70 / J/80, which we list from 1993 to the present day. Seven further models of this brand are recorded with us. The dimensions belong to the basic data of the policy.
With sailing boats, the sail area takes the place of engine power. It enters the premium alongside type of boat, value, year of construction and cruising range. Club regattas are included from the Basis-Plus level onwards, races with a scoring status are to be declared when taking out the policy.
Full hull cover covers collision, grounding, vandalism and theft of parts and works with an agreed value with no deduction for depreciation, in the Premium tariff without an age limit. Up to a sum insured of 2.5 million euros the policy can be taken out online, above that we review each case individually.
What is a used J/Boats J/45 worth?
A used J/Boats J/45 built between 2021 and 2022 in average condition is typically worth between
€256,300 and €348,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2022 | €274,100 to €348,800 | €311,400 |
| 2021 | €256,300 to €326,200 | €291,200 |
Does the sum insured on your J/Boats J/45 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Are regattas with this sailing boat covered?
For the J/Boats J/45: Club regattas are included from Basis-Plus onwards.
Races with a scoring status are to be declared when taking out the policy so that they are
properly recorded in the contract.
Which detail replaces engine power on a sailing boat?
For the J/Boats J/45: The sail area.
Together with type of boat, value,
year of construction and cruising range it feeds into the premium.
The name of the model plays no role in the price.
Other models by this make
J/Boats J/45 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
