J/Boats J/40 insurance: calculate your premium
Model page, insured as a sailing boat
Year, place of purchase and previous owners do not decide whether we insure the J/Boats J/40: we write it as a sailing boat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
sailing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
12.47 m
Beam
3.86 m
Manufacturer figures for the J/Boats J/40, 2026 model year; your own papers count.
J/Boats J/40: cover, cost and conditions
The J/40 measures 12.47 metres in length and 3.86 metres in beam and is listed with us as a sailing boat. It belongs to the J/70 / J/80 model range, which runs from 1993 to the present day; seven further models of the brand are recorded.
With sailing boats the sail area takes the place of engine power when we determine the premium. Type of boat, value, year of construction and cruising range are added to it. Whether you are out on inland waters or along the coast is recorded in the contract.
Club regattas are included from Basis-Plus onwards. Races with scoring status are declared when you take out the policy so that they appear in the contract. Third-party liability with 10 to 50 million euros limit of indemnity remains the basis of every policy.
What is a used J/Boats J/40 worth?
A used J/Boats J/40 built between 1987 and 2000 in average condition is typically worth between
€47,500 and €86,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2000 | €67,600 to €86,000 | €76,800 |
| 1999 | €62,700 to €79,800 | €71,200 |
| 1998 | €60,900 to €77,500 | €69,200 |
| 1997 | €59,000 to €75,000 | €67,000 |
| 1996 | €58,500 to €74,400 | €66,400 |
| 1995 | €57,000 to €72,600 | €64,800 |
| 1994 | €55,700 to €70,900 | €63,300 |
| 1989 | €50,100 to €63,700 | €56,900 |
| 1988 | €49,000 to €62,400 | €55,700 |
| 1987 | €47,500 to €60,500 | €54,000 |
Does the sum insured on your J/Boats J/40 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Since when has this model range been running?
For the J/Boats J/40: The J/70 / J/80 model range is recorded with us from 1993 to the present day.
For acceptance the year of construction plays no part in any case.
How do I declare a regatta?
For the J/Boats J/40: Club regattas are included from Basis-Plus onwards.
Races with scoring status are stated when you take out the policy,
and are then taken into account in the contract.
Other models by this make
J/Boats J/40 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
