Insuring Fiskars Boats
motorboats and sports boats · Finland
Fiskars builds motorboats and sports boats in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
4 bis 7 m
Premium from
from €49 a year for liability
Worth knowing
Fiskars Boats; cover, cost and conditions
Fiskars boats come from Finnish series production and are today used boats with a low value and sound substance. On boats like these, third-party liability is the actual protection and hull insurance is a question of the purchase price. As a rule of thumb, hull insurance is worthwhile from a replacement value of around five thousand euros.
On older GRP hulls, osmosis is a subject that belongs at the time of purchase, not in the event of a claim. We cover osmosis in the Premium tariff within fixed limits; on a forty year old hull a survey before the purchase is the better investment.
Questions and answers
Frequent questions
From what point is hull insurance worthwhile?
As a rule of thumb from a replacement value of around five thousand euros, earlier where the boat is trailered intensively.
Is osmosis insured?
In the Premium tariff within fixed limits. On old hulls the condition should be checked before the purchase.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Fiskars, with value and cover
Fiskars 500 / 550 is a motorboat from Fiskars (Finland), built from 1975 to 1995, and today changes hands at between €3,000 and €12,000.
Fiskars 620 / 680 is a motorboat from Fiskars (Finland), built from 1980 to 1998, and today changes hands at between €5,000 and €18,000.
Buster L / XL (Aluminium) is a fishing boat from Fiskars (Finland), built from 1990 to 2020, and today changes hands at between €6,000 and €26,000.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On a fishing boat the gear is often worth more than expected: sounder, trolling motor and rods are covered as equipment if they are listed.
Models of this make we insure
Each model has its own page with cover, cost and the points that matter for that boat. Your model not listed? We insure it all the same.
Fiskars insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
