Fjord 21 DC insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Fjord 21 DC as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Fjord 21 DC: cover, cost and conditions
We list the Fjord 21 DC as a motor yacht, and nine further Fjord models are on record with us. A large part of the year takes place out of the water, and that is exactly where cover applies as well: in winter storage, during craning, during launching and while in transport.
Limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Full hull cover adds collision, grounding, vandalism and theft of parts including the outboard, and compensation is based on the agreed value.
A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. The premium is based on type of boat, value, year of construction, engine power and cruising range, never on brand or model name. Up to a sum insured of 2.5 million euros you take out the policy online, and above that the individual review follows.
What is a used Fjord 21 DC worth?
A used Fjord 21 DC built between 1970 and 1984 in average condition is typically worth between
€11,700 and €16,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1984 | €12,100 to €15,400 | €13,700 |
| 1983 | €12,100 to €15,400 | €13,700 |
| 1982 | €11,900 to €15,200 | €13,500 |
| 1981 | €12,100 to €15,400 | €13,700 |
| 1980 | €12,300 to €15,700 | €14,000 |
| 1979 | €11,700 to €14,900 | €13,300 |
| 1978 | €11,700 to €14,900 | €13,300 |
| 1977 | €11,700 to €14,900 | €13,300 |
| 1976 | €11,700 to €14,900 | €13,300 |
| 1975 | €11,700 to €14,900 | €13,300 |
| 1974 | €11,700 to €14,900 | €13,300 |
| 1973 | €11,800 to €15,000 | €13,400 |
| 1972 | €11,900 to €15,200 | €13,500 |
| 1971 | €12,600 to €16,000 | €14,300 |
| 1970 | €12,900 to €16,400 | €14,700 |
Does the sum insured on your Fjord 21 DC still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is the boat covered in winter storage?
Yes, for the Fjord 21 DC too: Damage in winter storage is part of limited hull cover,
and theft of the entire boat is covered as well.
Cover additionally includes craning, launching and transport.
What happens in the event of a grounding?
For the Fjord 21 DC: Grounding is included in full hull cover, as are collision and vandalism.
Compensation is based on the agreed value, with no deduction for depreciation.
Other models by this make
Fjord 21 DC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
