Insuring Fjord Boats: cover and premium
motor yachts · Norway / Germany
Fjord Boats builds motor yachts in Norway / Germany. NAMMERT insures a Fjord regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Norway / Germany
Class
motor yachts
Typical sizes
6 to 18 m
Premium from
from €49 a year for liability
Worth knowing
Fjord Boats; cover, cost and conditions
Today Fjord builds motor yachts between 11 and 16 metres within the Hanse group, with the distinctive hard chine hull and a largely open deck, design yachts for the Mediterranean, with outboard or inboard propulsion. The open deck is the point that stands out in insurance terms: hardly any enclosed spaces, but large upholstered areas, teak and equipment out in the open.
On open yachts, hail and vandalism are the risks that cost the most. A summer thunderstorm hits upholstery, displays and teak directly, and a boat cover protects against rain, not against hailstones. Hail is already covered under limited hull cover, vandalism only under full hull cover. Reflect the value of upholstery, teak and electronics in the sum, because on these yachts it is higher than on enclosed boats of the same length.
The name Fjord stands for two very different eras, and most German Fjord owners sail the older one: the Norwegian boats from 1960 to 1992, the 21 DC Daycruiser, the 21 and 24 Weekender, the 24 Attaché, the 26 Cruiser and the Dolphin. These hulls are heavily laminated, seaworthy and practically indestructible, and that is precisely why their market value lies above what a depreciated value calculation produces. Agree an agreed value based on the replacement value, otherwise in a total loss a fifty year old boat is written down even though it has its price on the market.
On the classics there are two places to check: the transom on boats with an outboard and the through-hull fittings on boats with an inboard. A soft transom and an aged shaft gland are questions of substance and maintenance, not an insured event. Sinking at the berth because of a burst cooling water hose, on the other hand, is a full hull cover claim, provided the system was properly maintained. A second bilge switch with an alarm is the most sensible retrofit of all on these boats.
Questions and answers
Frequent questions
Is vandalism included?
For Fjord: Under full hull cover yes, under limited hull cover no.
On open yachts with high-quality upholstery and electronics out in the open,
that is an argument for full hull cover.
Do you also insure the old Norwegian Fjord boats, such as a 21 DC?
Yes, for Fjord too: with no age limit.
Condition, value, engine power and cruising range count for the premium and the cover.
On boats of this age the agreed value based on the replacement value is the decisive point.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Fjord: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Fjord, at replacement value with an agreed fixed value.
For the whole class of boat
For Fjord: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Fjord included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Fjord.
Current wind force and direction for your waters are shown on the Home.
Series by Fjord, with value and cover
Fjord Terne / Diplomat (classic) is a motorboat from Fjord (NO/DE), built from 1960 to 1990,
and today changes hands at between €6,000 and €28,000.
Fjord 21 DC / 21 HT Daycruiser (classic) is a motorboat from Fjord (NO/DE),
built from 1970 to 1992,
and today changes hands at between €7,000 and €26,000.
Fjord 21 / 24 Weekender (classic) is a motorboat from Fjord (NO/DE), built from 1970 to 1992,
and today changes hands at between €9,000 and €32,000.
Fjord 24 Attaché / Cabin (classic) is a motorboat from Fjord (NO/DE), built from 1972 to 1992,
and today changes hands at between €10,000 and €35,000.
Fjord 26 / 27 AK Cruiser (classic) is a motor yacht from Fjord (NO/DE), built from 1975 to 1995,
and today changes hands at between €14,000 and €45,000.
Fjord Dolphin 775 / 900 (classic) is a motor yacht from Fjord (NO/DE), built from 1975 to 1995,
and today changes hands at between €16,000 and €52,000.
Fjord Consul / Selqueen 24 (classic) is a motorboat from Fjord (NO/DE), built from 1970 to 1990,
and today changes hands at between €8,000 and €28,000.
Fjord 52 Open is a motor yacht from Fjord (NO/DE), built since 2016,
and today changes hands at between €700,000 and €1,900,000.
Also a motor yacht, built since 2010, €220,000 to €690,000.
Also a motor yacht, built since 2010, €520,000 to €1,600,000.
Fjord 38 XP is a motor yacht from Fjord (NO/DE), built since 2015,
and today changes hands at between €420,000 and €890,000.
Also a motorboat, built from 1970 to 1995, €6,000 to €26,000.
Also a motor yacht, built since 2016, €520,000 to €880,000.
Also a motor yacht, built since 2018, €880,000 to €1,600,000.
For the Fjord Terne / Diplomat (classic), Fjord 21 DC / 21 HT Daycruiser (classic),
Fjord 21 / 24 Weekender (classic) by Fjord and 5 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Fjord 52 Open, Fjord 36 / 41 open,
Fjord 44 / 53 Open by Fjord and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Fjord Terne / Diplomat (classic), Fjord 21 DC / 21 HT Daycruiser (classic),
Fjord 21 / 24 Weekender (classic) by Fjord and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Fjord 26 / 27 AK Cruiser (classic), Fjord Dolphin 775 / 900 (classic),
Fjord 52 Open by Fjord and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Fjord range in figures
These figures come from the model records we keep for Fjord: boat type, build years and length,
nothing estimated.
- motor yacht
- 68 models, since 1965, mostly 8.2 to 13.3 m
- motorboat
- 37 models, 1964 to 2019, mostly 5 to 7.3 m
- sailing yacht
- 6 models, 1967 to 1998, 8.6 to 16.3 m
Which model was built when?
What does a used Fjord cost?
We hold today’s price ranges by year for 100 models by Fjord.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Bermuda Sunblazer | 1982 to 1983 | €15,800 to €20,300 |
| Consul | 1968 to 1972 | €16,600 to €29,800 |
| Fjord 1001 CB | 1981 to 1988 | €23,200 to €33,200 |
| Fjord 1001 CC | 1987 to 1990 | €33,300 to €47,900 |
| Fjord 1200 S | 1987 to 1988 | €32,600 to €43,100 |
| Fjord 13 Quick | 1973 to 1974 | €2,700 to €3,500 |
| Fjord 15 Speed | 1973 to 1974 | €5,000 to €6,500 |
| Fjord 16 Day | 1973 to 1974 | €4,100 to €5,400 |
| Fjord 16 Star | 1973 to 1974 | €10,200 to €13,100 |
| Fjord 19 Half Cabin | 1979 to 1983 | €9,900 to €12,900 |
| Fjord 21 | 1971 to 1985 | €12,200 to €16,200 |
| Fjord 21 DC | 1970 to 1984 | €11,700 to €16,400 |
| Fjord 21 Weekender | 1970 to 1981 | €11,800 to €16,400 |
| Fjord 24 Cabin | 1971 to 1976 | €15,500 to €20,600 |
| Fjord 24 DC | 1977 to 1978 | €15,300 to €19,500 |
| Fjord 24 Weekender | 1969 to 1980 | €13,000 to €26,500 |
| Fjord 26 Cruiser | 1976 to 1983 | €12,300 to €17,700 |
| Fjord 27 | 1977 | €13,100 to €16,700 |
| Fjord 27 Cruiser | 1975 to 1980 | €15,300 to €21,000 |
| Fjord 28 | 1978 to 1982 | €14,700 to €20,200 |
| Fjord 28 | 1978 to 1982 | €14,200 to €19,500 |
| Fjord 28 Cruising Sailer | 1977 to 1978 | €14,400 to €18,300 |
| Fjord 30 | 1976 to 1984 | €24,900 to €38,400 |
| Fjord 30 Cabin | 1971 to 1973 | €22,400 to €29,300 |
| Fjord 30 Weekender | 1971 to 1976 | €21,800 to €29,300 |
| Fjord 32 Cabin | 1973 to 1975 | €30,800 to €39,200 |
| Fjord 34 | 1969 to 1973 | €32,900 to €47,500 |
| Fjord 34 Sedan | 1973 to 1974 | €32,300 to €41,200 |
| Fjord 36 Cruiser | 2008 to 2009 | €80,700 to €107,900 |
| Fjord 36 MY Tender | 2013 to 2019 | €112,600 to €251,400 |
| Fjord 36 Open | 2012 to 2019 | €108,100 to €251,400 |
| Fjord 36 xpress | 2017 to 2018 | €137,900 to €201,500 |
| Fjord 38 | 1971 to 1978 | €44,000 to €56,400 |
| Fjord 38 Express | 2019 to 2021 | €221,200 to €328,800 |
| Fjord 38 Open | 2020 to 2022 | €220,900 to €326,600 |
| Fjord 38 Sedan | 1973 to 1974 | €39,200 to €52,700 |
| Fjord 39 S | 1986 to 1992 | €36,700 to €63,100 |
| Fjord 40 | 1970 to 1974 | €47,000 to €60,000 |
| Fjord 40 Cruiser | 2007 to 2015 | €103,600 to €223,400 |
| Fjord 40 Open | 2007 to 2021 | €104,900 to €441,000 |
| Fjord 41 XL | 2021 to 2024 | €360,000 to €523,200 |
| Fjord 41 XL | 2020 to 2021 | €328,200 to €457,800 |
| Fjord 42 Open | 2017 to 2018 | €237,100 to €329,200 |
| Fjord 44 Coupé | 2019 to 2021 | €317,500 to €472,200 |
| Fjord 44 Open | 2018 to 2021 | €285,000 to €466,200 |
| Fjord 44 SO | 1991 to 1992 | €71,100 to €94,100 |
| Fjord 48 Open | 2013 to 2018 | €251,800 to €487,900 |
| Fjord 52 Open | 2019 to 2021 | €507,700 to €741,200 |
| Fjord 56 | 1970 to 1972 | €95,200 to €122,400 |
| Fjord 630 SP | 1990 to 1993 | €13,400 to €17,600 |
| Fjord 630 T | 1991 to 1992 | €11,300 to €19,800 |
| Fjord 650 | 1984 to 1986 | €14,500 to €18,900 |
| Fjord 650 SE | 1985 to 1988 | €12,100 to €15,800 |
| Fjord 700 SP | 1989 to 1994 | €14,300 to €21,700 |
| Fjord 725 | 1980 to 1987 | €15,400 to €20,300 |
| Fjord 725 SE | 1986 to 1988 | €15,800 to €20,600 |
| Fjord 815 | 1983 to 1987 | €17,300 to €24,000 |
| Fjord 815 SSE | 1986 to 1988 | €18,700 to €24,800 |
| Fjord 880 AC | 1983 to 1988 | €18,600 to €25,400 |
| Fjord 900 | 1987 to 1989 | €28,100 to €37,400 |
| Fjord 900 CC | 1981 to 1982 | €23,000 to €30,700 |
| Fjord 930 CC | 1987 to 1988 | €29,500 to €39,700 |
| Fjord Attaché | 1968 to 1981 | €14,400 to €26,500 |
| Fjord Classic 34 MS | 1984 to 1986 | €35,600 to €48,200 |
| Fjord CS 28 | 1982 to 1983 | €15,800 to €20,600 |
| Fjord Diplomat | 1968 to 1972 | €29,700 to €47,000 |
| Fjord Dolphin 1100 | 1988 to 1990 | €45,700 to €61,800 |
| Fjord Dolphin 1200 | 1989 to 1992 | €42,300 to €68,100 |
| Fjord Dolphin 775 | 1988 to 1992 | €15,800 to €26,000 |
| Fjord Dolphin 840 | 1992 to 1994 | €25,600 to €36,300 |
| Fjord Dolphin 900 | 1988 to 1993 | €34,900 to €47,800 |
| Fjord Dolphin 975 | 1994 | €29,000 to €37,000 |
| Fjord Family 46 | 1975 to 1976 | €9,900 to €12,500 |
| Fjord Holiday | 1968 to 1972 | €11,100 to €20,300 |
| FJORD IBIZA 390 HT | 1993 | €62,300 to €79,300 |
| Fjord MS 33 | 1970 to 1995 | €29,800 to €58,900 |
| Fjord MS 54 | 1970 to 1972 | €190,800 to €244,000 |
| Fjord MY 54 | 1970 to 1972 | €144,400 to €184,700 |
| Fjord Nordic 20 | 1968 to 1976 | €4,800 to €6,800 |
| Fjord Nordic 21 | 1972 to 1978 | €5,900 to €7,600 |
| Fjord Nordic 23 | 1968 to 1976 | €6,500 to €9,100 |
| Fjord Queen 24 | 1973 to 1976 | €14,300 to €18,300 |
| Fjord Regent | 1968 to 1970 | €38,600 to €56,500 |
| Fjord Terne 21 Classic | 2000 to 2010 | €18,500 to €35,400 |
| Fjord Terne 24 Classic | 2003 to 2009 | €26,700 to €40,500 |
| Fjord Terne 28 C | 2002 to 2009 | €40,100 to €64,300 |
| Fjord Terne 28 Classic | 2001 to 2009 | €34,000 to €63,500 |
| Fjord Tour 18 | 1973 to 1976 | €6,200 to €8,000 |
| Fjord Touring 770 | 1993 to 1994 | €22,300 to €29,500 |
| Fjord Touring 880 | 1988 to 1990 | €28,600 to €39,300 |
| Fjord Touring 930 | 1989 to 1991 | €34,200 to €47,100 |
| Fjord Touring 930 AC | 1991 to 1995 | €35,000 to €55,900 |
| Fjord Touring 930 CC | 1991 to 1994 | €35,200 to €49,500 |
| Fjord Weekender 24 | 1969 to 1985 | €13,400 to €22,200 |
| Fjord Wing HT/Cab | 1970 to 1972 | €10,300 to €14,100 |
| Fjord Wing SP | 1969 to 1972 | €14,000 to €25,100 |
| Fjordling 17 | 1967 to 1994 | €6,800 to €20,300 |
| Herwa 18 | 1970 to 1971 | €11,700 to €15,400 |
| Herwa 27 | 1969 to 1973 | €14,400 to €22,800 |
| Olympic 21 | 1968 to 1970 | €12,700 to €22,500 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Fjord we insure
Each Fjord model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Fjord insured in five minutes.
Boat type, year built, length and value of your Fjord are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
