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Hallberg-Rassy Hallberg Rassy 38 insurance: calculate your premium
Model page, insured as a sailing yacht
For us the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) is a sailing yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Hallberg-Rassy
- Type of boat
- sailing yacht
- Length overall
- 11.57 m
- Built
- 1975 to 1989
Length from our boat catalogue for the 1975–1989 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,252 a year
or €114 a month if paid monthly
Liability and hull · boat value €62,000 (market value) · built 1982 · North Sea, Baltic and Mediterranean
Finance, example
€568 a month
Purchase price €62,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Hallberg-Rassy Hallberg Rassy 38: cover, cost and conditions
The premium for the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Hallberg-Rassy Hallberg Rassy 38 at the usual market value of €62,000 the premium is €1,252 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,163, liability for €89. Tariff as of 02.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Hallberg-Rassy Hallberg Rassy 38,
number thirty-eight.
What is a used Hallberg-Rassy Hallberg Rassy 38 worth?
A used Hallberg-Rassy Hallberg Rassy 38 built between 1978 and 1986 in average condition is
typically worth between €52,500 and €74,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1986 | €58,600 to €74,600 | €66,600 |
| 1985 | €57,000 to €72,600 | €64,800 |
| 1984 | €56,300 to €71,700 | €64,000 |
| 1983 | €55,000 to €70,000 | €62,500 |
| 1982 | €54,600 to €69,500 | €62,000 |
| 1981 | €53,400 to €68,000 | €60,700 |
| 1980 | €53,300 to €67,900 | €60,600 |
| 1979 | €52,500 to €66,800 | €59,600 |
| 1978 | €52,500 to €66,800 | €59,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Hallberg-Rassy Hallberg
Rassy 38; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 1% off the value of a Hallberg-Rassy Hallberg Rassy 38.
Market today
For sale in November 2026
5
Typical asking price, 1982 boat
€98,800
Our value, 1982 boat
€62,000
Asking prices against our value
+59%
In November 2026 we found 5 boats of the Hallberg-Rassy Hallberg Rassy 38 for sale.
Typical asking price for a 1982 Hallberg-Rassy Hallberg Rassy 38: €98,800.
Our value for a Hallberg-Rassy Hallberg Rassy 38 of that year: €62,000.
Asking prices for the Hallberg-Rassy Hallberg Rassy 38 are about 59% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Hallberg-Rassy Hallberg Rassy 38 we found for sale most recently.
1981
Denmark
1981
12.80 m, United Kingdom
1980
Germany
1979
France
1979
11.57 m, Croatia
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Hallberg-Rassy Hallberg Rassy 38?
Yes.
We accept a Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) like any other boat: type of boat,
year, value, engine output and cruising area decide, not the builder.
What does cover for a Hallberg-Rassy Hallberg Rassy 38 cost?
Cover for the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) starts from €39 a year for a sailing
boat, from €49 for a motorboat.
For a Hallberg-Rassy Hallberg Rassy 38 at the usual market value of €62,000 the premium is €1,252
a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean,
about 60 m² of sail, hull excess €500, paid annually.
Hull cover accounts for €1,163, liability for €89.
Tariff as of 02.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) is called often depends on the
year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Hallberg-Rassy Hallberg Rassy 38 (thirty-eight) through
the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Hallberg-Rassy Hallberg Rassy 38 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
