Highfield Patrol 420 insurance: calculate your premium
Model page, insured as a inflatable
We insure the Highfield Patrol 420 as a inflatable, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
inflatable
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
4.21 m
Manufacturer figures for the Highfield Patrol 420, 2026 model year; your own papers count.
Highfield Patrol 420: cover, cost and conditions
Highfield Patrol 420: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Highfield Patrol 420: On an inflatable the line runs between sudden damage and ageing: cuts, collision and vandalism are covered, porous seams after many summers are not. The engine usually carries most of the value and belongs in the policy with its serial number.
What does cover for a Highfield Patrol 420 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Highfield Patrol 420 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Highfield Patrol 420, number four hundred twenty.
What is a used Highfield Patrol 420 worth?
A used Highfield Patrol 420 built between 2021 and 2024 in average condition is typically worth
between €14,900 and €23,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €14,900 to €18,900 | €16,900 |
| 2023 | €18,400 to €23,400 | €20,900 |
| 2022 | €18,000 to €22,900 | €20,400 |
| 2021 | €16,700 to €21,300 | €19,000 |
Does the sum insured on your Highfield Patrol 420 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Highfield Patrol 420?
Yes.
Neither the make nor the model decides whether the Highfield Patrol 420 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Highfield Patrol 420 cost?
For the Highfield Patrol 420: Cover starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Highfield Patrol 420 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Highfield Patrol 420 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Highfield Patrol 420 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Highfield Patrol 420 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
