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Linssen Grand Sturdy 40.0 AC insurance: calculate your premium
Model page, insured as a motor yacht
For us the Linssen Grand Sturdy 40.0 AC is a motor yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Linssen
- Type of boat
- motor yacht
- Length overall
- 12.85 m
- Built
- since 2013
Length from our boat catalogue for the 2013–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,608 a year
or €330 a month if paid monthly
Liability and hull · boat value €425,000 (market value) · built 2020 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€3,894 a month
Purchase price €425,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Linssen Grand Sturdy 40.0 AC: cover, cost and conditions
The premium for the Linssen Grand Sturdy 40.0 AC is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Linssen Grand Sturdy 40.0 AC starts from €49 a year. For a Linssen Grand Sturdy 40.0 AC at the usual market value of €425,000 the premium is €3,608 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €3,459, liability for €149. Tariff as of 03.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Linssen Grand Sturdy 40.0 AC when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Linssen Grand Sturdy 40.0 AC, number forty.
What is a used Linssen Grand Sturdy 40.0 AC worth?
A used Linssen Grand Sturdy 40.0 AC built between 2016 and 2024 in average condition is typically
worth between €299,600 and €579,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €455,000 to €579,000 | €517,000 |
| 2023 | €451,300 to €574,400 | €512,900 |
| 2022 | €440,900 to €561,100 | €501,000 |
| 2021 | €406,900 to €517,900 | €462,400 |
| 2020 | €374,300 to €476,400 | €425,400 |
| 2019 | €351,900 to €447,900 | €399,900 |
| 2018 | €326,200 to €415,200 | €370,700 |
| 2017 | €309,000 to €393,300 | €351,200 |
| 2016 | €299,600 to €381,200 | €340,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Linssen Grand Sturdy
40.0 AC; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Linssen Grand Sturdy 40.0 AC.
Market today
For sale in November 2026
6
Typical asking price, 2020 boat
€478,200
Our value, 2020 boat
€425,400
Asking prices against our value
+12%
In November 2026 we found 6 boats of the Linssen Grand Sturdy 40.0 AC for sale.
Typical asking price for a 2020 Linssen Grand Sturdy 40.0 AC: €478,200.
Our value for a Linssen Grand Sturdy 40.0 AC of that year: €425,400.
Asking prices for the Linssen Grand Sturdy 40.0 AC are about 12% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Linssen Grand Sturdy 40.0 AC we found for sale most recently.
2024
12.85 m, international
2023
12.85 m, Netherlands
2020
12.85 m, Netherlands
2019
12.85 m, Netherlands
2019
12.85 m, Belgium
2019
12.85 m, Netherlands
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Linssen Grand Sturdy 40.0 AC?
Yes.
We accept a Linssen Grand Sturdy 40.0 AC like any other boat: type of boat, year, value,
engine output and cruising area decide, not the builder.
What does cover for a Linssen Grand Sturdy 40.0 AC cost?
Cover for the Linssen Grand Sturdy 40.0 AC starts from €49 a year.
For a Linssen Grand Sturdy 40.0 AC at the usual market value of €425,000 the premium is €3,608 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €3,459, liability for €149.
Tariff as of 03.11.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Linssen Grand Sturdy 40.0 AC is called often depends on the year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Linssen Grand Sturdy 40.0 AC is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Linssen Grand Sturdy 40.0 AC through the switching
service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Linssen Grand Sturdy 40.0 AC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
