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Linssen Grand Sturdy 45.0 AC insurance: calculate your premium
Model page, insured as a motor yacht
The Linssen Grand Sturdy 45.0 AC (forty-five) is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Linssen
- Type of boat
- motor yacht
- Length overall
- 13.98 m
- Built
- since 2014
Length from our boat catalogue for the 2014–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€4,610 a year
or €421 a month if paid monthly
Liability and hull · boat value €548,000 (market value) · built 2020 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€5,021 a month
Purchase price €548,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Linssen Grand Sturdy 45.0 AC: cover, cost and conditions
For the Linssen Grand Sturdy 45.0 AC (forty-five) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Linssen Grand Sturdy 45.0 AC (forty-five) starts from €49 a year. For a Linssen Grand Sturdy 45.0 AC at the usual market value of €548,000 the premium is €4,610 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €4,461, liability for €149. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Linssen Grand Sturdy 45.0 AC (forty-five) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Linssen Grand Sturdy 45.0 AC, number forty-five.
What is a used Linssen Grand Sturdy 45.0 AC worth?
A used Linssen Grand Sturdy 45.0 AC built between 2017 and 2022 in average condition is typically
worth between €404,900 and €766,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2022 | €602,500 to €766,900 | €684,700 |
| 2021 | €530,300 to €674,900 | €602,600 |
| 2020 | €494,600 to €629,400 | €562,000 |
| 2019 | €469,500 to €597,600 | €533,500 |
| 2018 | €434,400 to €552,800 | €493,600 |
| 2017 | €404,900 to €515,300 | €460,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Linssen Grand Sturdy
45.0 AC; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 8% off the value of a Linssen Grand Sturdy 45.0 AC.
Market today
For sale in November 2026
3
Typical asking price, 2020 boat
€685,000
Our value, 2020 boat
€562,000
Asking prices against our value
+22%
In November 2026 we found 3 boats of the Linssen Grand Sturdy 45.0 AC for sale.
Typical asking price for a 2020 Linssen Grand Sturdy 45.0 AC: €685,000.
Our value for a Linssen Grand Sturdy 45.0 AC of that year: €562,000.
Asking prices for the Linssen Grand Sturdy 45.0 AC are about 22% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Linssen Grand Sturdy 45.0 AC we found for sale most recently.
2022
13.98 m, Netherlands
2020
13.98 m, Netherlands
2020
Netherlands
2025
13.98 m, Netherlands
year newer than our values
€840,950
Listing on hiswa.nl ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Linssen Grand Sturdy 45.0 AC?
Yes.
Whether we insure the Linssen Grand Sturdy 45.0 AC (forty-five) depends not on make or model but
on type of boat, year, value, engine output and cruising area.
What does cover for a Linssen Grand Sturdy 45.0 AC cost?
For the Linssen Grand Sturdy 45.0 AC (forty-five) the premium starts from €49 a year.
For a Linssen Grand Sturdy 45.0 AC at the usual market value of €548,000 the premium is €4,610 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €4,461, liability for €149.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Linssen Grand Sturdy 45.0 AC (forty-five),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Linssen Grand Sturdy 45.0 AC (forty-five) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Linssen Grand Sturdy 45.0 AC (forty-five) is cancelled by our switching
service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Linssen Grand Sturdy 45.0 AC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
