Melges 24 insurance: calculate your premium
Model page, insured as a sailing boat
Year, place of purchase and previous owners do not decide whether we insure the Melges 24: we write it as a sailing boat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Melges
- Type of boat
- sailing boat
- Length overall
- 7.31 m
- Beam
- 2.49 m
- Built
- since 2006
Manufacturer figures for the Melges 24, 2026 model year; your own papers count.
Finance, example
€421 a month
Purchase price €46,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Melges 24: cover, cost and conditions
How much does the name Melges 24 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Melges 24? It starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Melges 24 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Melges 24, number twenty-four.
What is a used Melges 24 worth?
A used Melges 24 built between 2017 and 2024 in average condition is typically worth between
€31,700 and €63,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €49,000 to €62,400 | €55,700 |
| 2023 | €49,800 to €63,400 | €56,600 |
| 2022 | €46,600 to €59,400 | €53,000 |
| 2021 | €42,000 to €53,400 | €47,700 |
| 2020 | €38,500 to €48,900 | €43,700 |
| 2019 | €37,200 to €47,400 | €42,300 |
| 2018 | €32,100 to €40,800 | €36,400 |
| 2017 | €31,700 to €40,300 | €36,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Melges 24;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 6% off the value of a Melges 24.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Melges 24?
Yes, the Melges 24 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Melges 24 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
What your Melges 24 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Melges 24 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Melges 24,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Melges 24 free of
charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Melges 24 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
