Moody 38 CC insurance: calculate your premium
Model page, insured as a sailing yacht
The Moody 38 CC is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Moody
- Type of boat
- sailing yacht
- Length overall
- 11.71 m
- Built
- 1989 to 2006
Length from our boat catalogue for the 1989–2006 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,438 a year
or €131 a month if paid monthly
Liability and hull · boat value €80,000 (market value) · built 1998 · North Sea, Baltic and Mediterranean
Finance, example
€733 a month
Purchase price €80,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Moody 38 CC: cover, cost and conditions
For the Moody 38 CC we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Moody 38 CC starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Moody 38 CC at the usual market value of €80,000 the premium is €1,438 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,319, liability for €119. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Moody 38 CC with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Moody 38 CC, number thirty-eight.
What is a used Moody 38 CC worth?
A used Moody 38 CC built between 1992 and 2003 in average condition is typically worth between
€58,700 and €101,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2003 | €80,100 to €101,900 | €91,000 |
| 2002 | €79,000 to €100,600 | €89,800 |
| 2001 | €73,300 to €93,300 | €83,300 |
| 2000 | €73,600 to €93,700 | €83,600 |
| 1999 | €72,200 to €91,800 | €82,000 |
| 1998 | €70,300 to €89,500 | €79,900 |
| 1996 | €66,400 to €84,500 | €75,500 |
| 1995 | €64,600 to €82,200 | €73,400 |
| 1994 | €61,600 to €78,400 | €70,000 |
| 1993 | €60,400 to €76,900 | €68,600 |
| 1992 | €58,700 to €74,700 | €66,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Moody 38 CC;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Moody 38 CC.
Market today
For sale in November 2026
3
Typical asking price, 1998 boat
€86,700
Our value, 1998 boat
€79,900
Asking prices against our value
+9%
In November 2026 we found 3 boats of the Moody 38 CC for sale.
Typical asking price for a 1998 Moody 38 CC: €86,700.
Our value for a Moody 38 CC of that year: €79,900.
Asking prices for the Moody 38 CC are about 9% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Moody 38 CC we found for sale most recently.
1996
11.43 m, United Kingdom
1993
11.40 m, Greece
1992
11.28 m, United Kingdom
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Moody 38 CC?
Yes.
Whether we insure the Moody 38 CC depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Moody 38 CC cost?
For the Moody 38 CC the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Moody 38 CC at the usual market value of €80,000 the premium is €1,438 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,319, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Moody 38 CC, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Moody 38 CC is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Moody 38 CC is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Moody 38 CC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
