Neptunus 156 insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Neptunus 156: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Neptunus
- Type of boat
- motor yacht
- Length overall
- 15.82 m
- Built
- 1989 to 2005
Length from our boat catalogue for the 1989–2005 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,478 a year
or €226 a month if paid monthly
Liability and hull · boat value €192,000 (market value) · built 2001 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,759 a month
Purchase price €192,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Neptunus 156: cover, cost and conditions
How much does the name Neptunus 156 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Neptunus 156? It starts from €49 a year. For a Neptunus 156 at the usual market value of €192,000 the premium is €2,478 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,329, liability for €149. Tariff as of 04.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Neptunus 156 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Neptunus 156, number one hundred fifty-six.
What is a used Neptunus 156 worth?
A used Neptunus 156 built between 1992 and 2002 in average condition is typically worth between
€138,500 and €231,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €175,000 to €222,700 | €198,900 |
| 2001 | €169,100 to €215,200 | €192,100 |
| 2000 | €182,000 to €231,600 | €206,800 |
| 1999 | €180,300 to €229,500 | €204,900 |
| 1998 | €174,700 to €222,300 | €198,500 |
| 1996 | €158,900 to €202,200 | €180,600 |
| 1994 | €148,000 to €188,400 | €168,200 |
| 1993 | €143,700 to €182,900 | €163,300 |
| 1992 | €138,500 to €176,300 | €157,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Neptunus 156;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Neptunus 156.
Market today
For sale in November 2026
5
Typical asking price, 1998 boat
€187,900
Our value, 1998 boat
€198,500
Asking prices against our value
−5%
In November 2026 we found 5 boats of the Neptunus 156 for sale.
Typical asking price for a 1998 Neptunus 156: €187,900.
Our value for a Neptunus 156 of that year: €198,500.
The Neptunus 156 is offered about 5% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Neptunus 156 we found for sale most recently.
1996
15.60 m, Germany
1992
16.60 m, Germany
1992
Germany
1995
16.60 m, United Kingdom
year newer than our values
€149,500
Listing on apolloduck.com ↗1995
Netherlands
year newer than our values
€190,000
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Neptunus 156?
Yes, the Neptunus 156 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Neptunus 156 cost?
It starts from €49 a year.
For a Neptunus 156 at the usual market value of €192,000 the premium is €2,478 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,329, liability for €149.
Tariff as of 04.11.2026, your own boat may differ.
What your Neptunus 156 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Neptunus 156 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Neptunus 156,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Neptunus 156 free
of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Neptunus 156 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
