Pershing 43 insurance: calculate your premium
Model page, insured as a motor yacht
The Pershing 43 is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
motor yacht
Premium, example
€2,323 a year
or €212 a month if paid monthly
Liability and hull, boat value €215,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€1,970 a month
Worked example, not a finance offer: purchase price €215,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
13.69 m
Length from our boat catalogue for the 1999–2008 build years.
Beam and engine are in your papers; what they record is what counts.
Pershing 43: cover, cost and conditions
For the Pershing 43 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Pershing 43 starts from €49 a year. For a Pershing 43 at the usual market value of €215,000 the premium is €2,323 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €2,174, liability for €149. Tariff as of 18.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Pershing 43 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Pershing 43, number forty-three.
What is a used Pershing 43 worth?
A used Pershing 43 built between 2002 and 2005 in average condition is typically worth between
€175,900 and €251,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €197,700 to €251,600 | €224,700 |
| 2004 | €192,900 to €245,500 | €219,200 |
| 2003 | €186,100 to €236,900 | €211,500 |
| 2002 | €175,900 to €223,900 | €199,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Pershing 43;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Pershing 43.
Market today
For sale in October 2026
3
Typical asking price, 2004 boat
€248,800
Our value, 2004 boat
€219,200
Asking prices against our value
+14%
In October 2026 we found 3 boats of the Pershing 43 for sale.
Typical asking price for a 2004 Pershing 43: €248,800.
Our value for a Pershing 43 of that year: €219,200.
Asking prices for the Pershing 43 are about 14% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Pershing 43 we found for sale most recently.
2003
Netherlands
2003
14.00 m, Portugal
2003
13.77 m, Italy
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Pershing 43?
Yes.
Whether we insure the Pershing 43 depends not on make or model but on type of boat, year, value,
engine output and cruising area.
What does cover for a Pershing 43 cost?
For the Pershing 43 the premium starts from €49 a year.
For a Pershing 43 at the usual market value of €215,000 the premium is €2,323 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €2,174, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Pershing 43, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Pershing 43 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Pershing 43 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Pershing 43 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
