Pershing 46 insurance: calculate your premium
Model page, insured as a motor yacht
If you own a Pershing 46, you insure it with us as a motor yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Make
Type of boat
motor yacht
Premium, example
€2,586 a year
or €236 a month if paid monthly
Liability and hull, boat value €241,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€2,208 a month
Worked example, not a finance offer: purchase price €241,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
14.78 m
Length from our boat catalogue for the 1994–2014 build years.
Beam and engine are in your papers; what they record is what counts.
Pershing 46: cover, cost and conditions
Five figures decide what cover for the Pershing 46 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Pershing 46 the premium starts from €49 a year. For a Pershing 46 at the usual market value of €241,000 the premium is €2,586 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €2,437, liability for €149. Tariff as of 18.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Pershing 46 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Pershing 46, number forty-six.
What is a used Pershing 46 worth?
A used Pershing 46 built between 1997 and 2011 in average condition is typically worth between
€157,200 and €401,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2011 | €315,300 to €401,300 | €358,300 |
| 2010 | €265,900 to €338,400 | €302,200 |
| 2009 | €245,700 to €312,700 | €279,200 |
| 2008 | €231,400 to €294,400 | €262,900 |
| 2007 | €219,100 to €278,900 | €249,000 |
| 2006 | €211,900 to €269,700 | €240,800 |
| 2005 | €201,100 to €255,900 | €228,500 |
| 2000 | €177,600 to €226,000 | €201,800 |
| 1999 | €174,200 to €221,700 | €197,900 |
| 1998 | €168,000 to €213,900 | €190,900 |
| 1997 | €157,200 to €200,000 | €178,600 |
With agreed-value cover, the agreed sum counts after a total loss of your Pershing 46;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Pershing 46.
Market today
For sale in October 2026
3
Typical asking price, 2006 boat
€302,300
Our value, 2006 boat
€240,800
Asking prices against our value
+26%
In October 2026 we found 3 boats of the Pershing 46 for sale.
Typical asking price for a 2006 Pershing 46: €302,300.
Our value for a Pershing 46 of that year: €240,800.
Asking prices for the Pershing 46 are about 26% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Pershing 46 we found for sale most recently.
2008
Croatia
2007
14.75 m, Italy
2006
14.75 m, Portugal
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Pershing 46?
Yes.
For accepting the Pershing 46 we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Pershing 46 cost?
The premium for the Pershing 46 starts from €49 a year.
For a Pershing 46 at the usual market value of €241,000 the premium is €2,586 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €2,437, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Pershing 46 change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Pershing 46: the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service: we cancel the old contract on your Pershing 46,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Pershing 46 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
