Pershing 45 insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Pershing 45: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
motor yacht
Premium, example
€1,928 a year
or €176 a month if paid monthly
Liability and hull, boat value €176,000 (market value), 225 hp, North Sea, Baltic and Mediterranean
Finance, example
€1,612 a month
Worked example, not a finance offer: purchase price €176,000 (market value), 20% deposit, 10 years, 6.9% interest assumed. The lender decides on the rate and on approval.
Technical data
Length overall
14.60 m
Length from our boat catalogue for the 1985–2007 build years.
Beam and engine are in your papers; what they record is what counts.
Pershing 45: cover, cost and conditions
How much does the name Pershing 45 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Pershing 45? It starts from €49 a year. For a Pershing 45 at the usual market value of €176,000 the premium is €1,928 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000, paid annually. Hull cover accounts for €1,779, liability for €149. Tariff as of 18.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Pershing 45 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Pershing 45, number forty-five.
What is a used Pershing 45 worth?
A used Pershing 45 built between 1988 and 2004 in average condition is typically worth between
€93,500 and €238,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €187,300 to €238,300 | €212,800 |
| 2003 | €178,500 to €227,300 | €202,900 |
| 2002 | €174,400 to €222,000 | €198,200 |
| 2001 | €167,200 to €212,800 | €190,000 |
| 2000 | €157,800 to €200,800 | €179,300 |
| 1999 | €155,100 to €197,400 | €176,200 |
| 1992 | €110,100 to €140,100 | €125,100 |
| 1991 | €107,500 to €136,900 | €122,200 |
| 1990 | €99,400 to €126,600 | €113,000 |
| 1989 | €97,200 to €123,800 | €110,500 |
| 1988 | €93,500 to €119,000 | €106,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Pershing 45;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Pershing 45.
Market today
For sale in October 2026
5
Typical asking price, 1999 boat
€189,300
Our value, 1999 boat
€176,200
Asking prices against our value
+7%
In October 2026 we found 5 boats of the Pershing 45 for sale.
Typical asking price for a 1999 Pershing 45: €189,300.
Our value for a Pershing 45 of that year: €176,200.
Asking prices for the Pershing 45 are about 7% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Pershing 45 we found for sale most recently.
2003
France
2003
14.20 m, France
2003
14.20 m, France
2002
14.61 m, Italy
2002
14.66 m, international
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Pershing 45?
Yes, the Pershing 45 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Pershing 45 cost?
It starts from €49 a year.
For a Pershing 45 at the usual market value of €176,000 the premium is €1,928 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp, hull excess €1,000,
paid annually.
Hull cover accounts for €1,779, liability for €149.
Tariff as of 18.10.2026, your own boat may differ.
What your Pershing 45 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Pershing 45 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Pershing 45,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Pershing 45 free
of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Pershing 45 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
