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Princess 20 M insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Princess 20 M as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Princess
- Type of boat
- motor yacht
- Length overall
- 21.74 m
- Built
- 1999 to 2006
Length from our boat catalogue for the 1999–2006 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,382 a year
or €309 a month if paid monthly
Liability and hull · boat value €331,000 (market value) · built 2005 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€3,033 a month
Purchase price €331,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Princess 20 M: cover, cost and conditions
Princess 20 M: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Princess 20 M: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Princess 20 M cost? The premium starts from €49 a year. For a Princess 20 M at the usual market value of €331,000 the premium is €3,382 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €2,500, paid annually. Hull cover accounts for €3,233, liability for €149. Tariff as of 13.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Princess 20 M with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Princess 20 M, number twenty.
What is a used Princess 20 M worth?
A used Princess 20 M built between 2005 and 2005 in average condition is typically worth between
€305,700 and €355,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €305,700 to €355,300 | €330,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Princess 20 M;
with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 5 boats of the Princess 20 M we found for sale most recently.
2005
21.03 m, Sweden
2005
Sweden
2002
United Kingdom
year newer than our values
€390,000
Listing on apolloduck.com ↗2001
Italy
year newer than our values
€350,000
Listing on scanboat.com ↗2000
Turkey
year newer than our values
€450,000
Listing on ancasta.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Princess 20 M?
Yes.
Neither the make nor the model decides whether the Princess 20 M is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Princess 20 M cost?
Cover starts from €49 a year.
For a Princess 20 M at the usual market value of €331,000 the premium is €3,382 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €2,500, paid annually.
Hull cover accounts for €3,233, liability for €149.
Tariff as of 13.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Princess 20 M vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Princess 20 M is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Princess 20 M free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Princess 20 M insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
