Princess 45 insurance: calculate your premium

Model page, insured as a motor yacht

For us the Princess 45 is a motor yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.

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At a glance

Make: Princess
Type of boat: motor yacht
Length overall: 13.92 m
Built: 1998 to 2011

Length from our boat catalogue for the 1998–2011 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€2,927 a year

or €267 a month if paid monthly

Liability and hull · boat value €229,000 (market value) · built 2004 · 225 hp assumed · North Sea, Baltic and Mediterranean

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Finance, example

€2,098 a month

Purchase price €229,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

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Length 13.92 m against a metre scale, to scale. Built 1998 to 2011.

Princess 45: cover, cost and conditions

The premium for the Princess 45 is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.

A year of cover for the Princess 45 starts from €49 a year. For a Princess 45 at the usual market value of €229,000 the premium is €2,927 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,778, liability for €149. Tariff as of 03.11.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.

We also write the Princess 45 when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.

Not to be mixed up with its sisters: this is the Princess 45, number forty-five.

What is a used Princess 45 worth?

A used Princess 45 built between 2001 and 2011 in average condition is typically worth between

€133,900 and €381,600 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year built	typical range	midpoint
2011	€299,800 to €381,600	€340,700
2010	€263,400 to €335,200	€299,300
2008	€214,900 to €273,500	€244,200
2007	€208,700 to €265,700	€237,200
2006	€203,800 to €259,300	€231,500
2005	€195,300 to €248,600	€221,900
2004	€199,800 to €254,200	€227,000
2003	€158,500 to €201,800	€180,100
2002	€139,700 to €177,900	€158,800
2001	€133,900 to €170,400	€152,200

With agreed-value cover, the agreed sum counts after a total loss of your Princess 45;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 8% off the value of a Princess 45.

Market today

For sale in November 2026

Typical asking price, 2005 boat

€271,700

Our value, 2005 boat

€221,900

Asking prices against our value

+22%

In November 2026 we found 19 boats of the Princess 45 for sale.

Typical asking price for a 2005 Princess 45: €271,700.

Our value for a Princess 45 of that year: €221,900.

Asking prices for the Princess 45 are about 22% above our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 28 boats of the Princess 45 we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Check an asking price

Check your sum insured

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Princess 45?

Yes.

We accept a Princess 45 like any other boat: type of boat, year, value,

engine output and cruising area decide, not the builder.

What does cover for a Princess 45 cost?

Cover for the Princess 45 starts from €49 a year.

For a Princess 45 at the usual market value of €229,000 the premium is €2,927 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),

hull excess €1,000, paid annually.

Hull cover accounts for €2,778, liability for €149.

Tariff as of 03.11.2026, your own boat may differ and then depends on your entries.

The online calculator shows the exact amount in a few minutes, without contact details.

My model is spelled slightly differently, does this page still apply?

Yes.

What exactly the Princess 45 is called often depends on the year and the papers.

Take the name from your documents, the calculation uses the technical figures.

On a total loss, do I get the replacement value?

With full cover, yes.

The Princess 45 is settled at the agreed value,

in Premium with no upper limit and no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

We cancel your existing contract for the Princess 45 through the switching service at no cost.

You pay only once it has run out and secure a permanent switching discount.

Other models by this make

Princess 32 Princess 25 Princess V50 Princess V55 Princess F58 Princess S65 Princess Y80 Princess X90 Princess C48 Princess F45 Princess F50 Princess F55 Princess F65 Princess Odyssey 108 Princess S74 Princess S80 Princess V40 Princess V65 Princess X80 Princess X95 Vista Princess Y72 Princess Y95 Princess 65 Princess 50

All models by Princess

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Princess 45 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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