Rio 450 Tour insurance: calculate your premium
Model page, insured as a motorboat
We insure the Rio 450 Tour as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Rio 450 Tour: cover, cost and conditions
In papers the 450 Tour from Rio also appears simply as 450; we list it as a motor boat from our own portfolio, and eleven further models of the brand are recorded. No further data is available for this entry, and we derive no length from the number in the name.
When buying second-hand, a dispute is not out of the question, with the seller as much as with a shipyard. For such cases we offer legal expenses cover for water sports in addition. Insurance is provided regardless of year of construction, place of purchase and previous owners.
The hull cover works with an agreed value and pays with no deduction for depreciation, in the Premium tariff with no age limit. Collision, grounding, vandalism and theft of parts including the outboard are included, along with the boat trailer at no extra premium in the third-party liability from Basis-Plus, provided it is named in the application with its value.
Also recorded as
In papers the Rio 450 Tour also goes by these names; none changes the premium.
What is a used Rio 450 Tour worth?
A used Rio 450 Tour built between 1993 and 2004 in average condition is typically worth between
€4,300 and €10,200 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €7,000 to €9,000 | €8,000 |
| 2003 | €7,000 to €9,000 | €8,000 |
| 2002 | €8,000 to €10,200 | €9,100 |
| 2001 | €7,800 to €9,900 | €8,800 |
| 2000 | €7,500 to €9,500 | €8,500 |
| 1998 | €4,900 to €6,300 | €5,600 |
| 1997 | €4,800 to €6,100 | €5,400 |
| 1996 | €4,700 to €6,000 | €5,400 |
| 1995 | €4,700 to €5,900 | €5,300 |
| 1994 | €4,500 to €5,700 | €5,100 |
| 1993 | €4,300 to €5,500 | €4,900 |
Does the sum insured on your Rio 450 Tour still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Which designation should I state in the application?
For the Rio 450 Tour: State the spelling from your papers, whether 450 Tour or just 450.
The name is irrelevant for the premium, there what counts is type of boat, value,
year of construction and cruising range.
Does the insurance help in a dispute after the purchase?
For the Rio 450 Tour: Legal expenses cover for water sports can be booked in addition.
It is intended for disagreements after the purchase of a used boat or with a shipyard.
Other models by this make
Rio 450 Tour insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
