Rio 500 Midi insurance: calculate your premium
Model page, insured as a motorboat
We insure the Rio 500 Midi as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Rio 500 Midi: cover, cost and conditions
Rio 500 Midi is listed with us as a motorboat in the portfolio, and eleven further models of the brand are recorded. We have nothing on length, beam and engine, and nothing can be derived from the number in the name. In the quotation, only the figures from your ship's papers count.
An unscrewed outboard is quickly gone, and that is exactly what theft of parts in full hull cover is intended for: it includes the outboard. Collision, grounding and vandalism likewise belong to it; calculation is based on an agreed value and with no deduction for depreciation.
If the entire boat is stolen, limited hull cover applies, which also covers fire, storm, lightning strike and damage in winter storage. Above that stands third-party liability with a limit of indemnity of 10 to 50 million euros in the levels Basis, Basis-Plus and Premium.
What is a used Rio 500 Midi worth?
A used Rio 500 Midi built between 1993 and 2004 in average condition is typically worth between
€6,500 and €12,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2004 | €9,200 to €11,800 | €10,500 |
| 2003 | €9,200 to €11,700 | €10,400 |
| 2002 | €10,000 to €12,700 | €11,300 |
| 2001 | €9,700 to €12,300 | €11,000 |
| 2000 | €9,300 to €11,900 | €10,600 |
| 1998 | €7,200 to €9,200 | €8,200 |
| 1997 | €7,000 to €9,000 | €8,000 |
| 1996 | €7,000 to €9,000 | €8,000 |
| 1995 | €7,000 to €8,900 | €7,900 |
| 1994 | €6,600 to €8,400 | €7,500 |
| 1993 | €6,500 to €8,300 | €7,400 |
Does the sum insured on your Rio 500 Midi still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Which component applies to the theft of equipment?
For the Rio 500 Midi: Theft of parts in full hull cover, including the outboard.
For theft of the complete boat, limited hull cover is responsible.
Is the current market value taken as the basis for a claim?
No, not for the Rio 500 Midi either: In full hull cover an agreed value applies,
and indemnification takes place with no deduction for depreciation,
in the Premium tariff with no age limit.
Other models by this make
Rio 500 Midi insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
