Saga 26 HT insurance: calculate your premium
Model page, insured as a motorboat
We insure the Saga 26 HT as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Saga 26 HT: cover, cost and conditions
Saga 26 HT: the motor boat sails in our portfolio, and we list two further Saga models alongside. The number in the name is a type designation, and length and engine details are not stored with us but pass from your documents into the policy.
Whether you sail inland or on the coast is something you set when cover is taken out. The cruising range is one of the premium factors, alongside type of boat, value, year of construction and engine power. If you sail across the border, the international certificate is available in ten languages.
Full hull cover works with an agreed value and pays compensation with no deduction for depreciation, in the Premium tariff with no age limit. Collision, grounding, vandalism and theft of parts including the outboard are included. The basis remains third-party liability.
What is a used Saga 26 HT worth?
A used Saga 26 HT built between 1993 and 2006 in average condition is typically worth between
€21,300 and €53,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €42,100 to €53,600 | €47,800 |
| 2005 | €40,300 to €51,300 | €45,800 |
| 2004 | €37,800 to €48,100 | €43,000 |
| 2003 | €34,600 to €44,000 | €39,300 |
| 2002 | €34,300 to €43,700 | €39,000 |
| 2001 | €32,500 to €41,300 | €36,900 |
| 2000 | €27,200 to €34,600 | €30,900 |
| 1999 | €26,200 to €33,400 | €29,800 |
| 1998 | €26,000 to €33,100 | €29,600 |
| 1997 | €24,400 to €31,000 | €27,700 |
| 1996 | €23,400 to €29,800 | €26,600 |
| 1993 | €21,300 to €27,100 | €24,200 |
Does the sum insured on your Saga 26 HT still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Do I have to request the certificate of insurance for trips abroad?
No, not for the Saga 26 HT either:
it is issued automatically in ten languages and is enclosed with your policy documents.
It does not have to be applied for separately.
What is the difference between inland and coastal sailing in the policy?
For the Saga 26 HT: The cruising range is set when cover is taken out and is one of the premium
factors.
It is best to report an extension to us before the season.
Other models by this make
Saga 26 HT insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
